财产险和意外险市场研究

财产和意外伤害保险一词涵盖多种保单类型。

这是一项明智的投资，可以在您的财产发生意外事件时为您和您的家人提供帮助。它还可以保护企业主，并提供诉讼保障。

财产和意外险是一种可以保护您的保险。它还可以保护您所拥有的财产。财产险可以为您拥有的物品（如汽车或房屋）提供保障。意外险是指保单包含责任险。如果您对事故负责并导致他人受伤，它可以为您提供保障。如果您损坏了他人财物，您可能也需要它。

石棉责任

Property and Casualty Insurance is critical for businesses whose workers deal with asbestos. It doesn’t matter if the exposure is direct or indirect. It may be necessary to get Asbestos Liability insurance, since not all Property and Casualty policies cover asbestos exposure. Check your policy to ensure that you have coverage.

医疗事故

统计数据显示，医疗事故屡见不鲜。如果医生无法诊断疾病，就会发生医疗事故。或者，由于无知或失误，医生开错了药。

一些州要求医生购买医疗事故保险。这种保险可以保护医护人员免受患者的索赔。医疗事故保险有多种形式。个人或团体可以从传统的私人保险公司购买保险。或者，医院等雇主可以持有该保险。这种保险将覆盖其雇用的医护人员。

承保

The insurance company is underwriting for its customers. Thus, it has to work out premium amounts based on the information provided by the customer. Usually, the premium is higher for some high-risk customers. In some cases, the insurance company may not sell insurance to certain customers. Insurance companies require a lot of data for their Actuarial tasks. The data helps them calculate your insurance risk.

Not all insurance companies have the staff to collect actuarial data. Some may not have the expertise to compile this information. Hence it is wise to hire the services of an experienced market research firm. A market 研究 firm can collect the data needed from insurance buyers.

监管科技

保险业受到严格监管。政府有时会实施新法律来保护买家免受欺诈。保险公司必须确保遵守法规。许多公司正在使用监管技术（RegTech）来做到这一点。许多公司提供RegTech。收集这些科技公司的数据是一项耗时且繁琐的任务。市场研究公司还可以收集所有这些Regtech公司的信息。它使保险公司能够选择特定的提供商。

蜜蜂

If an insurance company uses the services of a market research firm, it will need access to the data compiled. APIs allow the insurance company to access the market research data. API stands for Application Programming Interface. It is a piece of software that allows two applications to communicate with each other. Advanced Analytics is also available for the data required by the insurance company. It does not have to waste resources analyzing the data to get the information they need. APIs make it easy to retrieve.

Firms can also use RPA (Robotic Process Automation) and Artificial Intelligence ( AI ). These technologies allow them to gain insights into insurance risk. It also enables the insurance company to set a suitable premium amount.

关于财产和意外伤害保险市场研究

SIS 市场研究可以找到最适合您的财产和意外险保单。我们还可以满足您的数据汇编需求。立即致电我们进行咨询。