{"id":22562,"date":"2017-04-19T01:03:59","date_gmt":"2017-04-19T01:03:59","guid":{"rendered":"https:\/\/www.sisinternational.com\/?p=22562"},"modified":"2026-07-30T13:16:06","modified_gmt":"2026-07-30T17:16:06","slug":"%e6%95%99%e8%82%b2%e5%b8%82%e5%a0%b4%e7%a0%94%e7%a9%b6","status":"publish","type":"post","link":"https:\/\/www.sisinternational.com\/zh_hk\/education_market_research\/","title":{"rendered":"\u6559\u80b2\u5e02\u5834\u7814\u7a76"},"content":{"rendered":"\n<figure class=\"gb-block-image gb-block-image-9189ee08\"><img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"941\" class=\"gb-image gb-image-9189ee08\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research.jpg\" alt=\"SIS International Market Research &amp; Strategy\" title=\"education market research\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research.jpg 1672w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research-300x169.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research-1024x576.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research-768x432.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research-1536x864.jpg 1536w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2026\/07\/education-market-research-18x10.jpg 18w\" sizes=\"auto, (max-width: 1672px) 100vw, 1672px\"><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Higher education has become a financial services opportunity hiding inside an academic institution. Tuition flows, student credit, campus payments, and EdTech capital all move through infrastructure that was built for a different era. Investors, banks, and payment providers who understand the sector&#8217;s mechanics are capturing durable margin. Education market research is the discipline that separates the winners from the tourists.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The sector rewards specificity. A cross-border tuition corridor from Lagos to Manchester behaves nothing like one from Mumbai to Toronto. A community college merchant account earns different economics than a Russell Group bursar&#8217;s office. Education market research decodes these micro-markets before capital is committed.<\/p>\n\n\n\n<div class=\"wp-block-columns has-global-color-9-color has-text-color has-background has-link-color wp-elements-bb77558cbdb36dcf319ccda6f80b51c2 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\" style=\"background-color:#f7f9fa6e\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:18%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:71.28%\">\n<div class=\"wp-block-rank-math-toc-block aligncenter has-global-color-9-color has-text-color has-link-color wp-elements-7fe85adc65789b46b84652bda7115d2c\" style=\"font-size:16px\" id=\"rank-math-toc\"><h2><br><strong>T<\/strong>able of Contents<\/h2><nav><ul><li class=\"\"><a href=\"#cross-border-tuition-payments-are-a-structural-growth-corridor\">Cross-Border Tuition Payments Are a Structural Growth Corridor<\/a><\/li><li class=\"\"><a href=\"#student-loan-market-intelligence-rewards-segmentation-depth\">Student Loan Market Intelligence Rewards Segmentation Depth<\/a><\/li><li class=\"\"><a href=\"#embedded-finance-for-education-platforms-is-the-next-margin-pool\">Embedded Finance for Education Platforms Is the Next Margin Pool<\/a><\/li><li class=\"\"><a href=\"#ed-tech-investment-due-diligence-demands-sector-native-evidence\">EdTech Investment Due Diligence Demands Sector-Native Evidence<\/a><\/li><li class=\"\"><a href=\"#university-payment-processing-solutions-consolidate-around-workflow\">University Payment Processing Solutions Consolidate Around Workflow<\/a><\/li><li class=\"\"><a href=\"#a-practitioner-framework-for-sizing-education-financial-services-opportunities\">A Practitioner Framework for Sizing Education Financial Services Opportunities<\/a><\/li><li class=\"\"><a href=\"#where-the-evidence-comes-from\">Where the Evidence Comes From<\/a><\/li><li class=\"\"><a href=\"#fa-qs\">FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 id=\"cross-border-tuition-payments-are-a-structural-growth-corridor\" class=\"wp-block-heading\">Cross-Border Tuition Payments Are a Structural Growth Corridor<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">International student flows create one of the highest-value remittance categories in global banking. Average ticket sizes clear standard KYC thresholds instantly. Payment frequency is predictable, tied to academic terms. Payer intent is documented through admission letters. Yet the corridor remains fragmented across specialist providers such as Flywire, Convera, Western Union Business Solutions, and PayMyTuition, with regional banks capturing only a fraction of the wallet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The market size for international student payment corridors reflects sustained growth in outbound students from Nigeria, Vietnam, India, and mainland China, alongside diversification into Germany, Ireland, and the Gulf as destination markets. Education market research quantifies these corridors by combining enrollment data with FX flow analysis and bursar interviews. The winning proposition is rarely price. It is reconciliation quality, refund handling, and integration with the student information system.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-global-color-9-color has-text-color has-link-color wp-elements-7999fd9eb5af5f8630d53551d4ddad89 wp-block-paragraph\"><strong><em>SIS International Research&#8217;s B2B expert interviews with university treasurers and bursars across North America, Western Europe, and East Asia indicate that reconciliation speed and student-level payment traceability outrank FX spread as the primary vendor selection criteria for tuition processing above a certain enrollment threshold.<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 id=\"student-loan-market-intelligence-rewards-segmentation-depth\" class=\"wp-block-heading\">Student Loan Market Intelligence Rewards Segmentation Depth<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The competitive landscape for student loan servicing platforms has shifted from monoline federal contractors toward private refinancing, income share agreements, and employer-sponsored repayment. Firms including SoFi, Earnest, Prodigy Finance, and MPOWER Financing serve distinct borrower archetypes with different unit economics. Prodigy and MPOWER underwrite international graduate students without domestic credit files, using program-level outcomes data. SoFi cross-sells checking, brokerage, and mortgages against the refinance base.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Student loan market intelligence tracks originations, delinquency curves, servicer switching, and regulatory posture across CFPB, state attorneys general, and equivalent overseas regulators. The sharpest question for any lender or investor is which borrower cohorts remain underserved after federal program changes. Answering it requires primary research with financial aid officers, not just secondary data scraping.<\/p>\n\n\n\n<h2 id=\"embedded-finance-for-education-platforms-is-the-next-margin-pool\" class=\"wp-block-heading\">Embedded Finance for Education Platforms Is the Next Margin Pool<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Learning management systems, admissions platforms, and student information systems have become distribution points for financial products. Embedded finance for education platforms now spans tuition installment plans, parent PLUS-equivalent credit, faculty payroll advances, and international scholarship disbursement. Providers such as Nelnet Campus Commerce, TouchNet, Transact, and CASHNet compete on API depth with the underlying SIS vendors, principally Ellucian, Workday Student, Anthology, and Oracle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The account-to-account payment adoption in higher education is accelerating as institutions pursue interchange optimization on high-ticket transactions. A single tuition charge processed on a premium rewards card can consume most of a bursar&#8217;s fee budget. Real-time payment rails including FedNow, RTP, Pix, and UPI reset the cost baseline. Education market research quantifies the addressable savings and the operational friction that determines actual adoption pace.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<!-- SIS International Research - AI in Corporate Learning: Workforce Training Outlook -->\n<div id=\"sisChartWrap\" style=\"position:relative; width:100%; max-width:100%; box-sizing:border-box; margin:0 auto; padding:0; font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif; color:#073f64;\">\n\n  <h3 style=\"text-align:center; font-size:clamp(18px,2.4vw,26px); line-height:1.3; margin:0 0 6px 0; color:#073f64; font-weight:700;\">\n    Global Workforce Training Outlook for the AI Era by 2030\n  <\/h3>\n  <p style=\"text-align:center; font-size:clamp(12px,1.4vw,15px); margin:0 auto 22px auto; max-width:640px; color:#216896;\">\n    Share of every 100 workers by projected reskilling and upskilling status as artificial intelligence reshapes corporate learning\n  <\/p>\n\n  <div style=\"display:flex; flex-wrap:wrap; align-items:center; justify-content:center; gap:clamp(16px,4vw,48px); width:100%; box-sizing:border-box;\">\n\n    <!-- CHART -->\n    <div style=\"flex:1 1 280px; min-width:0; max-width:420px; display:flex; justify-content:center; align-items:center;\">\n      <div style=\"position:relative; width:100%; max-width:340px;\">\n        <svg id=\"sisSvg\" viewBox=\"0 0 300 240\" width=\"100%\" height=\"auto\" style=\"display:block; overflow:visible;\" preserveAspectRatio=\"xMidYMid meet\" role=\"img\" aria-label=\"Interactive 3D pie chart of workforce training status by 2030\">\n          <defs>\n            <linearGradient id=\"sisG1\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n              <stop offset=\"0%\" stop-color=\"#3a86b8\"\/><stop offset=\"100%\" stop-color=\"#216896\"\/>\n            <\/linearGradient>\n            <linearGradient id=\"sisG2\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n              <stop offset=\"0%\" stop-color=\"#2e7bad\"\/><stop offset=\"100%\" stop-color=\"#175476\"\/>\n            <\/linearGradient>\n            <linearGradient id=\"sisG3\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n              <stop offset=\"0%\" stop-color=\"#1d5f8a\"\/><stop offset=\"100%\" stop-color=\"#0c4569\"\/>\n            <\/linearGradient>\n            <linearGradient id=\"sisG4\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n              <stop offset=\"0%\" stop-color=\"#9fbccf\"\/><stop offset=\"100%\" stop-color=\"#7ba3bd\"\/>\n            <\/linearGradient>\n          <\/defs>\n          <g id=\"sisSlices\"><\/g>\n        <\/svg>\n      <\/div>\n    <\/div>\n\n    <!-- LEGEND -->\n    <div style=\"flex:1 1 240px; min-width:0; max-width:360px; box-sizing:border-box;\">\n      <ul id=\"sisLegend\" style=\"list-style:none; margin:0; padding:0; width:100%;\">\n        <li data-idx=\"0\" style=\"display:flex; align-items:flex-start; gap:10px; margin-bottom:8px; padding:6px 8px; border-radius:6px; cursor:pointer; transition:background .15s ease;\">\n          <span style=\"flex:0 0 auto; width:16px; height:16px; border-radius:3px; background:#216896; margin-top:2px;\"><\/span>\n          <span style=\"font-size:clamp(13px,1.5vw,15px); line-height:1.4;\"><strong>29 upskilled in role<\/strong><br><span style=\"color:#216896;\">Trained and kept in their current position<\/span><\/span>\n        <\/li>\n        <li data-idx=\"1\" style=\"display:flex; align-items:flex-start; gap:10px; margin-bottom:8px; padding:6px 8px; border-radius:6px; cursor:pointer; transition:background .15s ease;\">\n          <span style=\"flex:0 0 auto; width:16px; height:16px; border-radius:3px; background:#175476; margin-top:2px;\"><\/span>\n          <span style=\"font-size:clamp(13px,1.5vw,15px); line-height:1.4;\"><strong>19 reskilled and redeployed<\/strong><br><span style=\"color:#216896;\">Retrained and moved to a new internal role<\/span><\/span>\n        <\/li>\n        <li data-idx=\"2\" style=\"display:flex; align-items:flex-start; gap:10px; margin-bottom:8px; padding:6px 8px; border-radius:6px; cursor:pointer; transition:background .15s ease;\">\n          <span style=\"flex:0 0 auto; width:16px; height:16px; border-radius:3px; background:#0c4569; margin-top:2px;\"><\/span>\n          <span style=\"font-size:clamp(13px,1.5vw,15px); line-height:1.4;\"><strong>11 unlikely to be trained<\/strong><br><span style=\"color:#216896;\">Training needed but not expected to be accessible<\/span><\/span>\n        <\/li>\n        <li data-idx=\"3\" style=\"display:flex; align-items:flex-start; gap:10px; margin-bottom:0; padding:6px 8px; border-radius:6px; cursor:pointer; transition:background .15s ease;\">\n          <span style=\"flex:0 0 auto; width:16px; height:16px; border-radius:3px; background:#7ba3bd; margin-top:2px;\"><\/span>\n          <span style=\"font-size:clamp(13px,1.5vw,15px); line-height:1.4;\"><strong>41 need no major training<\/strong><br><span style=\"color:#216896;\">Existing skills expected to remain sufficient<\/span><\/span>\n        <\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <!-- TOOLTIP -->\n  <div id=\"sisTip\" style=\"position:absolute; pointer-events:none; opacity:0; transition:opacity .12s ease; background:#073f64; color:#ffffff; padding:8px 11px; border-radius:6px; font-size:13px; line-height:1.35; max-width:210px; box-shadow:0 4px 14px rgba(7,63,100,.35); z-index:20; transform:translate(-50%,-115%);\">\n  <\/div>\n\n  <!-- KEY STAT STRIP -->\n  <div style=\"display:flex; flex-wrap:wrap; justify-content:center; gap:10px; margin:26px 0 4px 0; width:100%; box-sizing:border-box;\">\n    <div style=\"flex:1 1 150px; min-width:0; text-align:center; background:#216896; color:#ffffff; border-radius:8px; padding:14px 10px; box-sizing:border-box;\">\n      <div style=\"font-size:clamp(20px,2.6vw,28px); font-weight:700; line-height:1;\">59%<\/div>\n      <div style=\"font-size:clamp(11px,1.3vw,13px); margin-top:6px; line-height:1.3;\">of the global workforce projected to need reskilling or upskilling by 2030<\/div>\n    <\/div>\n    <div style=\"flex:1 1 150px; min-width:0; text-align:center; background:#073f64; color:#ffffff; border-radius:8px; padding:14px 10px; box-sizing:border-box;\">\n      <div style=\"font-size:clamp(20px,2.6vw,28px); font-weight:700; line-height:1;\">39%<\/div>\n      <div style=\"font-size:clamp(11px,1.3vw,13px); margin-top:6px; line-height:1.3;\">of core workforce skills expected to change or become obsolete by 2030<\/div>\n    <\/div>\n    <div style=\"flex:1 1 150px; min-width:0; text-align:center; background:#bd9013; color:#ffffff; border-radius:8px; padding:14px 10px; box-sizing:border-box;\">\n      <div style=\"font-size:clamp(20px,2.6vw,28px); font-weight:700; line-height:1;\">63%<\/div>\n      <div style=\"font-size:clamp(11px,1.3vw,13px); margin-top:6px; line-height:1.3;\">of employers cite skills gaps as the top barrier to business transformation<\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SOURCES -->\n  <p style=\"font-size:clamp(10px,1.1vw,12px); color:#5c7a8c; line-height:1.5; margin:18px 0 0 0; text-align:left;\">\n    Source 1: <a href=\"https:\/\/www.weforum.org\/publications\/the-future-of-jobs-report-2025\/in-full\/3-skills-outlook\/\" target=\"_blank\" rel=\"noopener\" style=\"color:#216896; text-decoration:underline;\">Future of Jobs Report, Skills Outlook<\/a><br>\n    Source 2: <a href=\"https:\/\/www.weforum.org\/press\/2025\/01\/future-of-jobs-report-2025-78-million-new-job-opportunities-by-2030-but-urgent-upskilling-needed-to-prepare-workforces\/\" target=\"_blank\" rel=\"noopener\" style=\"color:#216896; text-decoration:underline;\">Future of Jobs Report, Skills Gap and Upskilling Findings<\/a>\n  <\/p>\n\n  <script>\n  (function(){\n    var SVGNS='http:\/\/www.w3.org\/2000\/svg';\n    var cx=150, cy=110, rx=110, ry=66, depth=26, lift=10;\n    var data=[\n      {v:29, top:'url(#sisG1)', side:'#16496b', label:'Upskilled in role',        desc:'Trained and kept in their current position'},\n      {v:19, top:'url(#sisG2)', side:'#103c58', label:'Reskilled and redeployed', desc:'Retrained and moved to a new internal role'},\n      {v:11, top:'url(#sisG3)', side:'#082f49', label:'Unlikely to be trained',   desc:'Training needed but not expected to be accessible'},\n      {v:41, top:'url(#sisG4)', side:'#5c869e', label:'Need no major training',    desc:'Existing skills expected to remain sufficient'}\n    ];\n    var total=0,i; 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Sector-native EdTech investment due diligence tests three questions that consumer SaaS templates miss. Does the buyer sit inside procurement, academic affairs, or IT, and does that placement match the product's value story. Is the revenue tied to enrollment, seat licenses, or outcomes, and how does each behave through a demographic cliff. What is the renewal behavior across the summer budget cycle rather than a calendar quarter.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-global-color-9-color has-text-color has-link-color wp-elements-5c9b4f08dcc02ef053ef3ba0de7067b9 wp-block-paragraph\"><strong><em>According to SIS International Research's engagements with private equity sponsors and strategic acquirers in the education technology sector, deals that closed on inflated ARR multiples typically overlooked the summer cash conversion gap and district-level renewal committee dynamics that determine actual retention.<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n    \n    \n    <title>AI Blog Banner<\/title>\n    <style>\n        * {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        .banner {\n            position: 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0.85rem;\n                margin-bottom: 20px;\n            }\n            \n            .cta-button {\n                padding: 14px 28px;\n                font-size: 0.95rem;\n            }\n        }\n    <\/style>\n<\/head>\n<body>\n    <div class=\"banner\">\n        <div class=\"animated-background\"><\/div>\n        \n        <div class=\"ai-pattern\"><\/div>\n        \n        <div class=\"neural-network\">\n            <div class=\"neural-line\"><\/div>\n            <div class=\"neural-line\"><\/div>\n            <div class=\"neural-line\"><\/div>\n        <\/div>\n        \n        <div class=\"floating-elements\">\n            <div class=\"floating-circle\"><\/div>\n            <div class=\"floating-circle\"><\/div>\n            <div class=\"floating-circle\"><\/div>\n            <div class=\"floating-circle\"><\/div>\n            <div class=\"floating-circle\"><\/div>\n        <\/div>\n        \n        <div class=\"content\">\n            <div class=\"cta-text\">Ready to explore the insights that drive smarter decisions?<\/div>\n            <div class=\"cta-subheading\">Contact our Research experts today.<\/div>\n            <a href=\"mailto:Research2@sisinternational.com\" class=\"cta-button\">Contact us now!<\/a>\n        <\/div>\n    <\/div>\n<\/body>\n<\/html>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 id=\"university-payment-processing-solutions-consolidate-around-workflow\" class=\"wp-block-heading\">University Payment Processing Solutions Consolidate Around Workflow<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">University payment processing solutions are shifting from card-first architectures toward a payment hub model that routes tuition, housing, dining, bookstore, and continuing education through a unified ledger. ISO 20022 migration and scheme tokenization are enabling richer remittance data that reduces bursar reconciliation labor. The competitive advantage is no longer the checkout page. It is the exception queue, the international payer experience, and the audit trail that satisfies both accreditors and Title IV requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Campus digital banking strategy is the natural extension. Financial institutions including PNC, Wells Fargo, Santander, and regional credit unions have partnered with universities to embed student accounts, financial literacy tools, and refund disbursement. The economics work when the primary account relationship survives graduation. Education market research measures that persistence directly through student and alumni panels rather than inferring it from application data.<\/p>\n\n\n\n<h2 id=\"a-practitioner-framework-for-sizing-education-financial-services-opportunities\" class=\"wp-block-heading\">A Practitioner Framework for Sizing Education Financial Services Opportunities<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The most useful segmentation cuts across four axes: payer type (student, parent, sponsor, employer), instrument (card, A2A, credit, wallet), institution segment (research university, regional public, community college, private K-12, bootcamp), and geography of both institution and payer. Each cell has distinct unit economics, regulatory exposure, and competitive intensity. Aggregating them into a single TAM number destroys the insight.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-global-color-9-color has-text-color has-link-color wp-elements-606d2d3c982b2e33b116c9211ca92126 wp-block-paragraph\"><strong><em>SIS International's global market assessment work for a large nonprofit educational testing organization, spanning entrance exams, English learning, and college enrollment across Europe, Latin America, and Asia, demonstrated that opportunity ranking shifts materially when segmentation moves from country-level to institution-tier and payer-cohort resolution.<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<!-- SIS International Research - Technologies Reshaping Corporate Learning by 2030 -->\n<div id=\"sisBarWrap\" style=\"position:relative; width:100%; max-width:100%; box-sizing:border-box; margin:0 auto; padding:0; font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif; color:#073f64;\">\n\n  <h3 style=\"text-align:center; font-size:clamp(18px,2.4vw,26px); line-height:1.3; margin:0 0 6px 0; color:#073f64; font-weight:700;\">\n    Forces Reshaping Corporate Learning by 2030\n  <\/h3>\n  <p style=\"text-align:center; font-size:clamp(12px,1.4vw,15px); margin:0 auto 24px auto; max-width:660px; color:#216896;\">\n    Share of employers who expect each force to transform their business, signalling where enterprise learning and skills investment is heading\n  <\/p>\n\n  <div id=\"sisBars\" style=\"width:100%; max-width:760px; margin:0 auto; box-sizing:border-box;\"><\/div>\n\n  <!-- TOOLTIP -->\n  <div id=\"sisBarTip\" style=\"position:absolute; pointer-events:none; opacity:0; transition:opacity .12s ease; background:#073f64; color:#ffffff; padding:8px 11px; border-radius:6px; font-size:13px; line-height:1.35; max-width:230px; box-shadow:0 4px 14px rgba(7,63,100,.35); z-index:20; transform:translate(-50%,-115%);\"><\/div>\n\n  <!-- SOURCES -->\n  <p style=\"font-size:clamp(10px,1.1vw,12px); color:#5c7a8c; line-height:1.5; margin:22px 0 0 0; text-align:left;\">\n    Source 1: <a href=\"https:\/\/www.weforum.org\/publications\/the-future-of-jobs-report-2025\/digest\/\" target=\"_blank\" rel=\"noopener\" style=\"color:#216896; text-decoration:underline;\">Future of Jobs Report, Transformative Trends Digest<\/a><br>\n    Source 2: <a href=\"https:\/\/www.weforum.org\/publications\/the-future-of-jobs-report-2025\/in-full\/3-skills-outlook\/\" target=\"_blank\" rel=\"noopener\" style=\"color:#216896; text-decoration:underline;\">Future of Jobs Report, Skills Outlook<\/a>\n  <\/p>\n\n  <script>\n  (function(){\n    var data=[\n      {label:'AI and information processing', v:86, color:'#073f64', desc:'Employers expecting AI to transform their business, the most cited technology trend'},\n      {label:'Broadening digital access',     v:60, color:'#0c4569', desc:'Expected to be the single most transformative macro trend overall'},\n      {label:'Robotics and automation',       v:58, color:'#175476', desc:'Employers anticipating transformation from robotics and automation'},\n      {label:'Reskilling and upskilling plans',v:77, color:'#216896', desc:'Employers committed to training workers to work alongside AI'},\n      {label:'Energy generation and storage', v:41, color:'#3a86b8', desc:'Employers expecting energy technology shifts to transform their business'}\n    ];\n    \/\/ sort descending for a clean ranked chart\n    data.sort(function(a,b){return b.v-a.v;});\n\n    var wrap=document.getElementById('sisBars');\n    var tip=document.getElementById('sisBarTip');\n    var container=document.getElementById('sisBarWrap');\n    var rows=[];\n\n    for(var i=0;i<data.length;i++){\n      (function(d,idx){\n        var row=document.createElement('div');\n        row.style.cssText='margin-bottom:16px; 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It does not cover vendor switching behavior, reconciliation pain points, procurement committee composition, or the informal channels through which bursars share vendor references. Those answers come from structured expert interviews with treasurers, CFOs, financial aid directors, and payment product leaders, supplemented by ethnographic research on the actual payer journey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Education market research at institutional depth is what converts a plausible thesis into a defensible investment. The sector is large, growing, and structurally underserved by financial services incumbents. The opportunity belongs to the firms that map it at the resolution the decisions require.<\/p>\n\n\n\n<h2 id=\"fa-qs\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1785302097437\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How large is the cross-border tuition payment market?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The corridor moves tens of billions of dollars annually across major source markets including India, China, Nigeria, and Vietnam into destinations led by the United States, United Kingdom, Canada, Australia, and Germany, with sustained growth in secondary destinations.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785302098845\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What separates strong EdTech due diligence from generalist SaaS diligence?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Sector-native diligence tests buyer placement inside the institution, revenue tied to enrollment versus seats versus outcomes, and renewal behavior across the summer budget cycle rather than calendar quarters.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785302100223\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Why are universities moving toward account-to-account payments?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A2A rails such as FedNow, RTP, Pix, and UPI reduce interchange costs on high-ticket tuition transactions, materially improving bursar economics compared to premium rewards card acceptance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785302103639\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the primary switching cost in university payment processing?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The switching cost lives in the student information system integration and the reconciliation workflow, not in the payment page, which is why incumbents retain accounts despite margin pressure.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<h2>Our Facility Location in New York<\/h2>\n<p><!-- \/wp:post-content --><\/p>\n<p><!-- wp:html --> <iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3022.976188376966!2d-73.99130312499956!3d40.740549471389315!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c259a15798c731%3A0xd695d09bdd495f25!2s11%20E%2022nd%20St%20FL%202%2C%20New%20York%2C%20NY%2010010%2C%20USA!5e0!3m2!1sen!2spe!4v1726171763526!5m2!1sen!2spe\" width=\"600\" height=\"450\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe> <!-- \/wp:html --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<h3 class=\"wp-block-heading\">11 E 22nd Street, Floor 2, New York, NY 10010\u00a0 T: +1(212) 505-6805<\/h3>\n<hr \/>\n<h2>About SIS International<\/h2>\n<p><a href=\"https:\/\/www.sisinternational.com\/\">SIS International<\/a> offers Quantitative, Qualitative, and Strategy Research. We provide data, tools, strategies, reports, and insights for decision-making. We also conduct interviews, surveys, focus groups, and other Market Research methods and approaches.<a href=\"https:\/\/www.sisinternational.com\/about-sis-international-research\/contact-sis-international-market-research\/\"> Contact us<\/a> for your next Market Research project.<!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"level\":3,\"className\":\"title-heading-left\"} --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>","protected":false},"excerpt":{"rendered":"<p>SIS International Research has extensive experience all aspects of educational testing, analysis, and intelligence.<\/p>","protected":false},"author":1,"featured_media":74200,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[302],"tags":[],"class_list":["post-22562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thought-leadership","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/posts\/22562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/comments?post=22562"}],"version-history":[{"count":12,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/posts\/22562\/revisions"}],"predecessor-version":[{"id":74370,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/posts\/22562\/revisions\/74370"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/media\/74200"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/media?parent=22562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/categories?post=22562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sisinternational.com\/zh_hk\/wp-json\/wp\/v2\/tags?post=22562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}