{"id":34603,"date":"2020-02-17T15:42:13","date_gmt":"2020-02-17T15:42:13","guid":{"rendered":"https:\/\/www.sisinternational.com\/?page_id=34603"},"modified":"2026-01-25T18:51:06","modified_gmt":"2026-01-25T23:51:06","slug":"%e8%b4%a2%e4%ba%a7%e9%99%a9%e5%b8%82%e5%9c%ba%e7%a0%94%e7%a9%b6","status":"publish","type":"page","link":"https:\/\/www.sisinternational.com\/zh\/%e4%b8%93%e4%b8%9a%e7%9f%a5%e8%af%86\/%e8%b4%a2%e4%ba%a7%e9%99%a9%e5%b8%82%e5%9c%ba%e7%a0%94%e7%a9%b6\/","title":{"rendered":"\u8d22\u4ea7\u9669\u548c\u610f\u5916\u9669\u5e02\u573a\u7814\u7a76"},"content":{"rendered":"

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\"SIS<\/figure>\n\n\n\n

<\/p>\n\n\n\n

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\u77f3\u68c9\u8d23\u4efb<\/span><\/h2>\n\n\n\n

Property and Casualty Insurance is critical for businesses<\/a> whose workers deal with asbestos. It doesn’t matter if the exposure is direct or indirect. It may be necessary to get Asbestos Liability insurance, since not all Property and Casualty policies cover asbestos exposure. Check your policy to ensure that you have coverage.<\/span><\/p>\n\n\n\n

\u533b\u7597\u4e8b\u6545<\/span><\/h2>\n\n\n\n

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\u627f\u4fdd<\/span><\/h2>\n\n\n\n

The insurance company is underwriting for its customers. Thus, it has to work out premium amounts based on the information provided by the customer. Usually, the premium is higher for some high-risk customers. In some cases, the insurance company may not sell insurance to certain customers. Insurance companies require a lot of data<\/a> for their Actuarial tasks. The data helps them calculate your insurance risk. <\/span><\/p>\n\n\n\n

Not all insurance companies have the staff to collect actuarial data<\/a>. Some may not have the expertise to compile this information. Hence it is wise to hire the services of an experienced market research firm. A market \u7814\u7a76<\/a> firm can collect the data needed from insurance buyers. <\/span><\/p>\n\n\n\n

\u76d1\u7ba1\u79d1\u6280<\/span><\/h2>\n\n\n\n

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\u871c\u8702<\/span><\/h2>\n\n\n\n

If an insurance company uses the services of a market research firm, it will need access to the data compiled. APIs allow the insurance company to access the market research<\/a> data. API stands for Application Programming Interface. It is a piece of software that allows two applications to communicate with each other. Advanced Analytics is also available for the data<\/a> required by the insurance company. It does not have to waste resources analyzing the data to get the information they need. APIs make it easy to retrieve. <\/span><\/p>\n\n\n\n

Firms can also use RPA (Robotic Process Automation<\/a>) and Artificial Intelligence ( AI ). These technologies allow them to gain insights into insurance risk. It also enables the insurance company to set a suitable premium amount.<\/span><\/p>\n\n\n\n

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