{"id":37777,"date":"2021-05-28T19:51:56","date_gmt":"2021-05-28T19:51:56","guid":{"rendered":"https:\/\/www.sisinternational.com\/?p=37777"},"modified":"2026-01-25T19:10:15","modified_gmt":"2026-01-26T00:10:15","slug":"fintech-market-research-trends","status":"publish","type":"post","link":"https:\/\/www.sisinternational.com\/pt\/fintech-market-research-trends\/","title":{"rendered":"Tend\u00eancias de pesquisa de mercado das fintechs"},"content":{"rendered":"<figure class=\"gb-block-image gb-block-image-bb9a40c5\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-bb9a40c5\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fintech (6)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p>Every day, new technologies, consumer behaviors, and regulatory frameworks reshape how money moves, how businesses scale, and how people interact with financial services. <strong>If you&#8217;re not staying ahead of these changes, you&#8217;re already behind.<\/strong><\/p>\n\n\n\n<p>At SIS International Research, we don\u2019t just track trends\u2014we <strong>decode<\/strong> them. We work with fintech disruptors, legacy institutions, and everyone in between to provide roadmaps for <strong>winning the future of finance<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Fintech Market Research Matters<\/strong><\/h2>\n\n\n\n<p>The fintech industry is fueled by <strong>disruption and innovation.<\/strong> Now, to succeed, you need more than just great ideas\u2014you need <strong>precision, strategy, and deep market insights.<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><p><strong>Spot opportunities before they go mainstream.<\/strong> The next big thing in fintech? It\u2019s already happening. Market research helps you identify emerging technologies, shifting consumer expectations, and high-growth markets <em>antes<\/em> your competitors do.<\/p><\/li>\n\n\n\n<li><p><strong>Decode your customers.<\/strong> Customers today want seamless, personalized, and <strong>instant financial solutions<\/strong>. Research reveals <em>exactly<\/em> what they need and how you can deliver it better than anyone else.<\/p><\/li>\n\n\n\n<li><p><strong>Navigate regulation like a pro.<\/strong> Fintech is a regulatory minefield. Market intelligence helps you stay compliant while scaling your business without roadblocks.<\/p><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Fintech Market Research Trends in Detail:<\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-146eecd1\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-146eecd1\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fintech (2)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Microsservi\u00e7os<\/h4>\n\n\n\n<p>Microservices are&nbsp;unique solutions&nbsp;that have a huge impact on the Fintech industry. They give&nbsp;the flexibility to develop innovative, groundbreaking technology and agility&nbsp;to adapt to changing circumstances and competitive forces. Microservices offer&nbsp;a completely different technology proposition. They are independent applications developed, deployed, and maintained separately to deliver on specific business requirements.&nbsp;These microservices help solve common, complex issues&nbsp;like speed and scalability while also supporting continuous testing and continuous delivery.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A ado\u00e7\u00e3o de microsservi\u00e7os est\u00e1 aumentando devido ao seu potencial para manter os servi\u00e7os mais competitivos, relevantes, sob demanda e altamente responsivos \u00e0s varia\u00e7\u00f5es do mercado.<\/li>\n\n\n\n<li>As institui\u00e7\u00f5es financeiras est\u00e3o se concentrando na ado\u00e7\u00e3o de uma arquitetura de TI modernizada para seus aplicativos fintech, a fim de oferecer lan\u00e7amentos de produtos mais r\u00e1pidos, conformidades mais f\u00e1ceis, pagamentos instant\u00e2neos e agilidade maximizada.<\/li>\n\n\n\n<li>Fintech companies and banks are tapping into the benefits of microservices as they realize the difficulty of modifying their digital services with a legacy system.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Maior escalabilidade<\/strong> &#8211; reduced costs and low-security risks<\/li>\n\n\n\n<li><strong>Melhor reutiliza\u00e7\u00e3o<\/strong> \u2013 Os microsservi\u00e7os oferecem suporte \u00e0 reutiliza\u00e7\u00e3o criando servi\u00e7os modulares e combin\u00e1veis.<\/li>\n\n\n\n<li><strong>Tempo de lan\u00e7amento no mercado mais r\u00e1pido<\/strong> \u2013 Devido \u00e0 sua natureza modular, o microsservi\u00e7o facilita um desenvolvimento mais r\u00e1pido.<\/li>\n\n\n\n<li><strong>Depura\u00e7\u00e3o e manuten\u00e7\u00e3o simplificadas<\/strong><\/li>\n\n\n\n<li><strong>Resili\u00eancia<\/strong> \u2013 Como o microsservi\u00e7o envolve m\u00f3dulos pequenos e independentes, a falha de um \u00fanico microsservi\u00e7o n\u00e3o afeta o aplicativo inteiro.<\/li>\n\n\n\n<li><strong>Alta qualidade<\/strong> \u2013 Microsservi\u00e7o facilita o trabalho em m\u00f3dulos focados. Isso ajuda na melhoria geral da qualidade do aplicativo.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Fintech como servi\u00e7o<\/h4>\n\n\n\n<p>Fintech technologies are a desirable solution for many traditional lending companies looking to leverage advanced business functionalities and financial processes. Many Fintech startups are looking forward to selling their technology platforms as a service to corporations in the field. These FaaS platforms integrate seamlessly with any existing back-office of traditional banks and provide for non-banks a cost-effective and fast way to launch various financial products and services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O modelo SaaS se tornou uma das solu\u00e7\u00f5es mais populares e eficazes do mercado. Em cada setor, os clientes e as empresas veem o potencial desta solu\u00e7\u00e3o em termos de aumento de receitas e estabilidade.<\/li>\n\n\n\n<li>Existe uma lacuna entre a comunidade empresarial pr\u00f3spera e avan\u00e7ada em tecnologia de hoje e os sistemas financeiros legados. Fintech-as-a-Service \u00e9 uma solu\u00e7\u00e3o perfeita que pode ajudar o setor financeiro a reduzir a lacuna e usar a tecnologia para expandir os neg\u00f3cios.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Incentivar os bancos a aproveitarem as suas capacidades atuais de novas formas<\/li>\n\n\n\n<li>Ajuda a reduzir a lacuna de digitaliza\u00e7\u00e3o entre Fintech e bancos<\/li>\n\n\n\n<li>Os sub-ramos da ind\u00fastria banc\u00e1ria e das Fintech est\u00e3o a desenvolver-se de forma mais r\u00e1pida e eficiente. Novas solu\u00e7\u00f5es de pagamento, novos m\u00e9todos de verifica\u00e7\u00e3o de identidade (KYC), melhor combate \u00e0 lavagem de dinheiro s\u00e3o apenas algumas das \u00e1reas onde haver\u00e1 enorme inova\u00e7\u00e3o e melhoria.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Finan\u00e7as Incorporadas<\/h4>\n\n\n\n<p>Haver\u00e1 um forte crescimento no financiamento integrado (por exemplo, programas compre agora e pague depois, op\u00e7\u00f5es de seguros integrados) e nas ofertas de servi\u00e7os banc\u00e1rios como servi\u00e7o e em parcerias relacionadas. Na verdade, um inqu\u00e9rito do Boston Consulting Group (BCG) realizado em 15 pa\u00edses, publicado em Maio, concluiu que 44 por cento dos jovens entre os 18 e os 34 anos se inscreveram em servi\u00e7os banc\u00e1rios online ou m\u00f3veis pela primeira vez durante a crise da COVID-19.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A ades\u00e3o das empresas ao financiamento integrado \u2013 servi\u00e7os semelhantes aos banc\u00e1rios oferecidos por institui\u00e7\u00f5es n\u00e3o banc\u00e1rias \u2013 visa reter clientes e aumentar o seu chamado valor vital\u00edcio.<\/li>\n\n\n\n<li>Para satisfazer a crescente procura de financiamento integrado, as institui\u00e7\u00f5es financeiras oferecem cada vez mais servi\u00e7os banc\u00e1rios como servi\u00e7o (BaaS) \u2013 ofertas agrupadas, muitas vezes servi\u00e7os de marca branca ou de marca conjunta, que as institui\u00e7\u00f5es n\u00e3o banc\u00e1rias podem utilizar para servir os seus clientes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Os clientes esperam experi\u00eancias integradas. A Fintech e os bancos ir\u00e3o cooperar com v\u00e1rios parceiros para satisfazer as suas expectativas.<\/li>\n\n\n\n<li>Novos modelos de neg\u00f3cios e fontes de receita. Particularmente vantajosas s\u00e3o as fontes que possuem modelos de neg\u00f3cios escal\u00e1veis e investimentos fixos em TI (por exemplo, modelos de distribui\u00e7\u00e3o).<\/li>\n\n\n\n<li>Ado\u00e7\u00e3o de capacidades tecnol\u00f3gicas. Com a acelera\u00e7\u00e3o da digitaliza\u00e7\u00e3o, incluindo automa\u00e7\u00e3o e APIs, a Fintech pode escalar o BaaS mais rapidamente, colocando o financiamento integrado ao alcance de mais empresas que o considerem.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Criptomoedas<\/h4>\n\n\n\n<p>Criptomoedas como Bitcoin e Ethereum provaram ser resilientes. O interesse dos investidores, tanto retalhistas como institucionais, em moedas digitais aumentou dramaticamente nos \u00faltimos meses. Muitos dos primeiros investidores que estavam ansiosos por obter ganhos com a \u201cmania das criptomoedas\u201d mudaram-se desde ent\u00e3o para outros empreendimentos, deixando para tr\u00e1s um grupo menor de robustos HODL-ers. Mas ainda h\u00e1 raz\u00f5es para acreditar que a ind\u00fastria de criptomoedas ainda tem alguma luta pela frente.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cryptocurrencies have dominated the investment market in recent years. Bitcoin or Dogecoin is in the news every day, Musk&#8217;s tweets are only increasing the popularity of this area.<\/li>\n\n\n\n<li>Several new developments such as increased institutional interest, pending ETF approval, and the popularity of stablecoins suggest a continued positive trend.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A lot of people want to become anonymous, especially in social media times. Cryptocurrencies are a chance of increasing privacy and keeping our data safe.<\/li>\n\n\n\n<li>Cryptocurrency market is highly attractive in terms of investments. Decreasing interest in saving accounts and low ROI from stocks and bonds only increase demand for alternative investments like cryptocurrencies.<\/li>\n\n\n\n<li>Os governos est\u00e3o colocando as criptomoedas em destaque. A China j\u00e1 introduziu sua primeira moeda digital.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Pagamentos Digitais<\/h4>\n\n\n\n<figure class=\"gb-block-image gb-block-image-12a92ec0\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-12a92ec0\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"FinTech Terch technology AI artificial intelligence (9)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>There has been a rise in the demand for new forms of digital payments, which are much more secure and reliable. This has been able to transform payments into an open ecosystem where various parties like FinTechs, banks, payment firms, etc, are trying to evolve the digital payment system by introducing new technologies. The government, on their part, is trying to come up with certain regulations in order to reduce the ecosystem threats.<\/p>\n\n\n\n<p>We were able to notice a massive growth in digital payment transactions in the span of 4 to 5 years, but with the pandemic, the growth was motivated by the need for cashless and contactless payments. Thus, Non-cash transactions are seen to be on a robust growth path.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>COVID-19 has reinforced the trend of digital adoption in payments and retail commerce across payment types and demographics.<\/li>\n\n\n\n<li>No entanto, o quadro do crescimento digital n\u00e3o \u00e9 totalmente otimista: a confian\u00e7a dos consumidores diminuiu ligeiramente e, embora os consumidores estejam a recorrer aos pagamentos digitais em n\u00fameros cada vez maiores, n\u00e3o est\u00e1 claro se todas as recentes mudan\u00e7as de comportamento se revelar\u00e3o permanentes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Omnichannel \u00e9 crucial para atender \u00e0s expectativas do cliente<\/strong>. Embora a penetra\u00e7\u00e3o dos pagamentos digitais tenha se estabilizado em grande parte, a ado\u00e7\u00e3o omnicanal cresceu acentuadamente.<\/li>\n\n\n\n<li><strong>Os pagamentos online est\u00e3o aumentando<\/strong>. O reconhecimento e a ado\u00e7\u00e3o de cart\u00f5es sem contato praticamente dobraram em 2020 nos EUA.<\/li>\n\n\n\n<li><strong>Os clientes n\u00e3o querem usar dinheiro<\/strong>. Os cart\u00f5es \u2013 tanto magn\u00e9ticos quanto sem contato \u2013 est\u00e3o ganhando participa\u00e7\u00e3o, enquanto o uso de dinheiro diminuiu enormemente nas lojas f\u00edsicas.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Fintech como um novo banco<\/h4>\n\n\n\n<p>As tecnologias Fintechs s\u00e3o uma solu\u00e7\u00e3o desej\u00e1vel para muitas empresas de cr\u00e9dito tradicionais que buscam aproveitar funcionalidades de neg\u00f3cios e processos financeiros avan\u00e7ados. Muitas startups de Fintech est\u00e3o ansiosas para vender suas plataformas de tecnologia como um servi\u00e7o para corpora\u00e7\u00f5es da \u00e1rea. Estas plataformas FaaS integram-se perfeitamente com qualquer back-office existente de bancos tradicionais e fornecem aos n\u00e3o-bancos uma forma r\u00e1pida e econ\u00f3mica de lan\u00e7ar v\u00e1rios produtos e servi\u00e7os financeiros.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In the last decade, customer behaviors and expectations have changed dramatically. The way they do shopping, buy food, or use services is moved into digital. However, a lot of banks could not keep up with this change and that&#8217;s why Fintech gained a significant portion of the market.<\/li>\n\n\n\n<li>Fintech offers innovative and user-friendly solutions which are faster and cheaper. Moreover, <a href=\"https:\/\/www.sisinternational.com\/pt\/fintech-trends-2025\/\" title=\"FinTech Trends\"  data-wpil-monitor-id=\"6639\">Fintech can quickly adapt to new market<\/a> trends and challenges.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fintech se transformar\u00e3o em bancos<\/strong> e tentam ser concorrentes diretos de grandes bancos (por exemplo, Revolut ou N26).<\/li>\n\n\n\n<li><strong>Os bancos ter\u00e3o de adaptar os seus servi\u00e7os e produtos \u00e0s expectativas dos atuais clientes<\/strong>. Por isso, a digitaliza\u00e7\u00e3o nos bancos \u00e9 essencial para sermos competitivos no mercado.<\/li>\n\n\n\n<li><strong>Fintech e bancos cooperar\u00e3o com mais frequ\u00eancia<\/strong> e oferecer uma solu\u00e7\u00e3o \u00fanica para os clientes (como a startup Tink, que usa tecnologia de open banking para ajudar os clientes).<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Intelig\u00eancia Artificial e Aprendizado de M\u00e1quina<\/h4>\n\n\n\n<figure class=\"gb-block-image gb-block-image-284f7f4c\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-284f7f4c\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fintech (15)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Tanto os bancos tradicionais como as empresas fintech est\u00e3o a adotar solu\u00e7\u00f5es de IA a taxas crescentes. Em parte, isto pode ter sido estimulado pela pandemia, mas \u00e9 uma tend\u00eancia que vemos cada vez mais. Solu\u00e7\u00f5es de IA e aprendizado de m\u00e1quina est\u00e3o sendo aplicadas em muitas \u00e1reas de neg\u00f3cios, desde chatbots de atendimento ao cliente at\u00e9 detec\u00e7\u00e3o de fraudes e an\u00e1lise dos produtos financeiros certos para um cliente.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por que?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI and machine learning are helping in many complicated finance processes. Managing assets, evaluating levels of risk, calculating credit scores, and even approving loans are using algorithms to improve efficiency and increase revenues.<\/li>\n\n\n\n<li>Devido \u00e0 grande quantidade de dados, o financiamento \u00e9 um campo atraente para o aprendizado de m\u00e1quina, pois tende a ser mais preciso na obten\u00e7\u00e3o de insights e na realiza\u00e7\u00e3o de previs\u00f5es quando grandes volumes de dados s\u00e3o inseridos no sistema.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Efeitos<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Better fraud detection and prevention. Machine learning works by scanning through large data sets to detect unique activities or anomalies and flag them for further investigation by security teams.<\/li>\n\n\n\n<li>Robo-advisors help with portfolio management. Robo-advisors require low account minimums and are usually cheaper than human portfolio managers.<\/li>\n\n\n\n<li>Processo aprimorado de empr\u00e9stimo de dinheiro ou fornecimento de seguro.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Thoughts from Ruth Stanat, CEO of SIS International Research<\/strong><\/h2>\n\n\n\n<p>Fintech is <strong>moving at warp speed<\/strong>, and if you\u2019re still relying on outdated insights, you\u2019re setting yourself up to lose. <strong><a href=\"https:\/\/www.sisinternational.com\/pt\/pericia\/industrias\/pesquisa-de-mercado-de-rastreamento-de-tendencias\/\" title=\"Pesquisa de mercado de rastreamento de tend\u00eancias\"  data-wpil-monitor-id=\"5452\">Market research isn\u2019t just about tracking<\/a> trends\u2014it\u2019s about owning the future.<\/strong><\/p>\n\n\n\n<p>No <a href=\"https:\/\/www.linkedin.com\/company\/sisinternationalresearch\/\" target=\"_blank\" rel=\"noopener\"><strong>A SIS International Research<\/strong><\/a>, we deliver <strong>real-time fintech intelligence<\/strong> so our clients don\u2019t just adapt to change<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Localiza\u00e7\u00e3o de nossas instala\u00e7\u00f5es em Nova York<\/h2>\n\n\n\n<p>  <iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3022.976188376966!2d-73.99130312499956!3d40.740549471389315!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c259a15798c731%3A0xd695d09bdd495f25!2s11%20E%2022nd%20St%20FL%202%2C%20New%20York%2C%20NY%2010010%2C%20USA!5e0!3m2!1sen!2spe!4v1726171763526!5m2!1sen!2spe\" width=\"600\" height=\"450\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe>  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">11 E 22nd Street, 2\u00ba andar, Nova York, NY 10010 T: +1(212) 505-6805<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sobre SIS Internacional<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.sisinternational.com\/pt\/\"><span style=\"font-weight: 400;\">SIS Internacional<\/span><\/a><span style=\"font-weight: 400;\"> oferece pesquisa quantitativa, qualitativa e estrat\u00e9gica. Fornecemos dados, ferramentas, estrat\u00e9gias, relat\u00f3rios e insights para a tomada de decis\u00f5es. Tamb\u00e9m realizamos entrevistas, pesquisas, grupos focais e outros m\u00e9todos e abordagens de Pesquisa de Mercado.<\/span><a href=\"https:\/\/www.sisinternational.com\/pt\/sobre-a-sis-international-research\/contact-sis-international-market-research\/\"><span style=\"font-weight: 400;\"> Entre em contato conosco<\/span><\/a><span style=\"font-weight: 400;\"> para o seu pr\u00f3ximo projeto de pesquisa de mercado.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Tend\u00eancias FinTech; esta ind\u00fastria \u00e9 um dos mercados que mais se desenvolve e cresce nos \u00faltimos anos. Decidimos dividir as tend\u00eancias em 3 categorias<\/p>","protected":false},"author":1,"featured_media":69522,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[287,354,302],"tags":[],"class_list":["post-37777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-spotlight","category-fintech","category-thought-leadership","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/posts\/37777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/comments?post=37777"}],"version-history":[{"count":8,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/posts\/37777\/revisions"}],"predecessor-version":[{"id":80218,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/posts\/37777\/revisions\/80218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/media\/69522"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/media?parent=37777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/categories?post=37777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/tags?post=37777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}