{"id":46676,"date":"2024-03-01T20:23:58","date_gmt":"2024-03-02T01:23:58","guid":{"rendered":"https:\/\/www.sisinternational.com\/?page_id=46676"},"modified":"2026-05-05T16:53:08","modified_gmt":"2026-05-05T20:53:08","slug":"pesquisa-de-mercado-de-seguros-de-frota-e-consultoria-estrategica","status":"publish","type":"page","link":"https:\/\/www.sisinternational.com\/pt\/pericia\/pesquisa-de-mercado-de-seguros-de-frota-e-consultoria-estrategica\/","title":{"rendered":"Pesquisa de mercado de seguros de frota e consultoria estrat\u00e9gica"},"content":{"rendered":"<div class=\"sis-hero-preserved sis-injected-hero\" data-sis-injected=\"hero\">\n<h1 class=\"wp-block-heading\"><a href=\"https:\/\/www.sisinternational.com\/pt\/pericia\/industrias\/pesquisa-de-mercado-de-transporte-e-logistica\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">Fleet Insurance Market<\/a> Research and Strategy Consulting<\/h1>\n<figure class=\"gb-block-image gb-block-image-c0b86f78\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-c0b86f78\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fleet Insurance (1)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<\/p>\n<p>Numa era em que a log\u00edstica e o transporte s\u00e3o a salva\u00e7\u00e3o do com\u00e9rcio, garantir a efici\u00eancia, a seguran\u00e7a e a fiabilidade das frotas de ve\u00edculos tornou-se fundamental para as empresas em todo o mundo. \u00c9 aqui que entram a pesquisa de mercado de seguros de frotas e a consultoria estrat\u00e9gica, oferecendo insights e orienta\u00e7\u00f5es inestim\u00e1veis para navegar nas \u00e1guas intrincadas do seguro de frotas de ve\u00edculos comerciais em um cen\u00e1rio de riscos e oportunidades em evolu\u00e7\u00e3o.<\/p>\n<p>O que \u00e9 pesquisa de mercado de seguros de frota e consultoria estrat\u00e9gica?<\/p>\n<p>Fleet <a href=\"https:\/\/www.sisinternational.com\/pt\/pericia\/industrias\/pesquisa-de-mercado-de-seguros-de-barcos-e-consultoria-estrategica\/\" title=\"Pesquisa de mercado de seguros de barcos e consultoria estrat\u00e9gica\"  data-wpil-monitor-id=\"5010\">insurance market research and strategy consulting<\/a> aims to understand and optimize insurance practices within fleet management. It involves gathering insights into market trends, competitor strategies, regulatory landscapes, and customer preferences specific to fleet insurance.<\/p>\n<p>Market research in this context involves gathering data on various facets of fleet insurance, including pricing models, <a class=\"wpil_keyword_link\" href=\"https:\/\/www.sisinternational.com\/pt\/cobertura\/\"   title=\"Cobertura de pesquisa de mercado\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"599\">cobertura<\/a> options, claim processes, and emerging trends. <a href=\"https:\/\/www.sisinternational.com\/pt\/marketing-direto\/\" title=\"O que \u00e9 marketing direto?\"  data-wpil-monitor-id=\"2236\">Strategy consulting<\/a> complements this by providing tailored recommendations and actionable insights based on market research findings. Together, these disciplines offer a holistic framework for businesses to make informed decisions regarding their fleet insurance needs.<\/p>\n<h2 class=\"wp-block-heading\">Import\u00e2ncia da Pesquisa de Mercado de Seguros de Frotas e Consultoria Estrat\u00e9gica<\/h2>\n<p>Firstly, conducting thorough market research enables businesses to understand the dynamics shaping the fleet insurance landscape. This insight allows them to identify emerging trends, anticipate market shifts, and capitalize on opportunities for innovation and differentiation in their <a href=\"https:\/\/www.sisinternational.com\/pt\/solucoes\/consultoria-estrategica\/planejamento-de-cenario\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">insurance strategies<\/a>.<\/p>\n<p>Al\u00e9m disso, <a href=\"https:\/\/www.sisinternational.com\/pt\/tornando-se-um-campeao-oculto-em-marketing-de-nicho\/\" title=\"Estrat\u00e9gia de marketing de campe\u00f5es ocultos e marketing de nicho\"  data-wpil-monitor-id=\"7576\">consultoria estrat\u00e9gica<\/a> provides invaluable guidance in translating market insights into actionable strategies. Consultants can help businesses develop customized approaches to fleet insurance that align with their unique needs, goals, and risk profiles.<\/p>\n<p>Al\u00e9m disso, ao investir em estudos de mercado e consultoria estrat\u00e9gica, as empresas podem tomar decis\u00f5es baseadas em dados que mitigam riscos e impulsionam a efici\u00eancia operacional e a rela\u00e7\u00e3o custo-efic\u00e1cia. Em qualquer caso, oferece v\u00e1rios benef\u00edcios para as empresas, incluindo:<\/p>\n<figure class=\"gb-block-image gb-block-image-201cb5f3\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-201cb5f3\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fleet Insurance (2)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<ul class=\"wp-block-list\">\n<li><strong>Solu\u00e7\u00f5es de seguros sob medida:<\/strong> One of the primary benefits of engaging in fleet <a href=\"https:\/\/www.sisinternational.com\/pt\/pericia\/industrias\/pesquisa-de-mercado-de-seguros-contra-acidentes-patrimoniais\/\" title=\"Pesquisa de mercado de seguros de propriedades e acidentes\"  data-wpil-monitor-id=\"5198\">insurance market research<\/a> and strategy consulting is the ability to tailor insurance solutions to specific business needs. By understanding market dynamics and customer preferences, businesses can design insurance packages with the right coverage and cost-effectiveness balance.<\/li>\n<li><strong>Mitiga\u00e7\u00e3o de riscos:<\/strong> Estrat\u00e9gias eficazes de seguro de frota s\u00e3o cruciais para mitigar os riscos associados \u00e0s opera\u00e7\u00f5es da frota. A pesquisa de mercado ajuda a identificar riscos e vulnerabilidades potenciais, enquanto a consultoria estrat\u00e9gica orienta na implementa\u00e7\u00e3o de medidas de mitiga\u00e7\u00e3o de riscos.<\/li>\n<li><strong>Otimiza\u00e7\u00e3o de custos:<\/strong> O seguro de frota pode representar uma parcela significativa das despesas operacionais do neg\u00f3cio. As empresas podem identificar oportunidades para otimizar os custos de seguros sem comprometer a cobertura atrav\u00e9s de pesquisas de mercado e consultoria estrat\u00e9gica. Isto pode envolver a negocia\u00e7\u00e3o de pr\u00e9mios, a explora\u00e7\u00e3o de op\u00e7\u00f5es alternativas de cobertura ou a implementa\u00e7\u00e3o de estrat\u00e9gias de gest\u00e3o de risco para reduzir os sinistros de seguros.<\/li>\n<li><strong>Conformidade e alinhamento regulat\u00f3rio:<\/strong> Fleet insurance market <a href=\"https:\/\/www.sisinternational.com\/pt\/solucoes\/legal-market-research\/\" title=\"Legal Market Research\"  data-wpil-monitor-id=\"2970\">research and strategy consulting<\/a> can help businesses stay abreast of evolving regulations and ensure that their insurance practices align with legal requirements. This proactive approach mitigates the risk of non-compliance penalties and legal liabilities.<\/li>\n<li><strong>Vantagem competitiva aprimorada:<\/strong> By investing in <a href=\"https:\/\/www.sisinternational.com\/pt\/solucoes\/consultoria-estrategica\/treinamento-e-estrategia-de-inteligencia-competitiva\/\" title=\"Treinamento e Estrat\u00e9gia de Intelig\u00eancia Competitiva\"  data-wpil-monitor-id=\"6738\">fleet insurance market research and strategy<\/a> consulting, companies can differentiate themselves by offering superior insurance solutions, better risk management practices, and more cost-effective operations.<\/li>\n<\/ul>\n<\/div>\n<h1>Fleet Insurance Market Research and Strategy Consulting: How Leading Carriers Win Commercial Auto<\/h1>\n<p>Commercial auto has been the hardest line in P&#038;C for over a decade. The carriers pulling ahead share a common discipline: they treat fleet insurance market research and strategy consulting as a continuous intelligence function, not a quinquennial pricing exercise.<\/p>\n<p>Loss ratios in trucking, last-mile delivery, and mixed-fleet operations have absorbed nuclear verdicts, social inflation, and a structural shift in vehicle replacement costs. The winners are not the carriers with the lowest rates. They are the carriers who understand fleet operator economics deeply enough to price selection, structure retentions, and design coverage that mid-market and large fleets actually want to buy.<\/p>\n<h2>Why Fleet Insurance Market Research Now Drives Underwriting Edge<\/h2>\n<p>Fleet insurance buyers have changed. A risk manager at a Fortune 500 logistics operator runs a captive, layers excess, and negotiates with brokers using telematics-derived loss data the carrier often does not see. A regional grocery chain with 800 power units uses a TPA, self-insures retention up to a defined corridor, and shops the working layer separately from umbrella.<\/p>\n<p>The carrier that wins this account understands the buyer&#8217;s full risk financing structure before the submission arrives. That is what fleet insurance market research and strategy consulting now delivers: a buyer-side view of how risk is actually transferred, retained, and priced inside the account.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\"><a href=\"https:\/\/www.sisinternational.com\/pt\/entre-em-contato-com-a-sis-international-market-research\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">A SIS International Research<\/a>&#8217;s B2B expert interviews with risk managers, fleet safety directors, and commercial brokers across North America and Europe consistently surface a gap between what carriers believe they are selling and what fleet buyers believe they are purchasing. The disconnect is sharpest on telematics data ownership, claims handling SLAs, and how loss-control services are valued at renewal.<\/span><\/p>\n<h2>The Telematics Question Reshaping Commercial Auto Pricing<\/h2>\n<p>Telematics in personal auto is a scoring input. In fleet, it is a governance question. Large fleets running Samsara, Geotab, or Lytx generate granular event data: hard braking, following distance, lane departure, distracted driving flags. The carriers winning preferred accounts have moved past discount-for-data and are negotiating data-sharing protocols that feed loss-control engagement and mid-term pricing adjustments.<\/p>\n<p>Three structural shifts matter for any carrier evaluating its fleet book:<\/p>\n<ul>\n<li><strong>Video telematics as evidence.<\/strong> Forward-facing and driver-facing cameras have changed nuclear verdict defense economics. Carriers underwriting fleets without exposure-adjusted camera adoption are pricing a different risk than they think.<\/li>\n<li><strong>ADAS adoption curves by vehicle class.<\/strong> Class 8 tractors with collision mitigation, lane-keeping, and adaptive cruise are emerging as a distinct severity cohort. Mixed-age fleets blend the signal.<\/li>\n<li><strong>Driver scoring as a renewal lever.<\/strong> Behavior-based scoring tied to coaching programs is reducing frequency in disciplined fleets. The carriers capturing this are repricing inside the policy period, not waiting for renewal.<\/li>\n<\/ul>\n<h2>Where Strategy Consulting Changes the Portfolio Math<\/h2>\n<p>Most fleet portfolios were built through agency relationships and historical class appetite. Strategy consulting reframes the portfolio question around three variables: industry segment economics, fleet size band, and risk financing sophistication of the buyer.<\/p>\n<p>A 50-unit HVAC fleet, a 500-unit regional LTL carrier, and a 5,000-unit national parcel operator are three distinct businesses. They buy differently, retain differently, and respond to loss-control investment differently. Carriers treating them as one segment with size-banded rates are leaving margin on the table at the top and bleeding loss ratio at the bottom.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\">In structured competitive intelligence engagements SIS International has conducted for commercial lines carriers, the most consistent finding is that mid-market fleet accounts (100 to 1,000 power units) are simultaneously the most profitable and the most under-served by tailored product design. National accounts get bespoke programs. Small fleets get packaged products. The middle gets a slightly modified small-fleet contract priced like a national account.<\/span><\/p>\n<h2>The Distribution Question: Wholesale, Retail, and Captives<\/h2>\n<p>Fleet distribution has bifurcated. Marsh, Aon, and Lockton dominate national accounts with fee-based engagements that look more like risk consulting than placement. Regional retail brokers and wholesalers like RT Specialty and CRC handle the middle market through traditional commission structures. Captives, RRGs, and group programs absorb risk that the standard market has cycled away from.<\/p>\n<p>A carrier strategy that does not differentiate go-to-market by distribution segment is a carrier strategy that will lose accounts at renewal without knowing why. The relevant question is not &#8220;which brokers do we appoint&#8221; but &#8220;which buyer segments are we built to serve, through which channel, with which product structure, at which loss ratio target.&#8221;<\/p>\n<h2>A Framework for Fleet Insurance Portfolio Decisions<\/h2>\n<p>The following framework is one SIS uses in commercial lines engagements to align underwriting, distribution, and product strategy.<\/p>\n<figure class=\"wp-block-table sis-injected-table\" data-sis-injected=\"table\">\n<table>\n<thead>\n<tr>\n<th>Segment<\/th>\n<th>Buyer Decision Driver<\/th>\n<th>Carrier Lever<\/th>\n<th>Distribution Fit<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Small fleet (under 50 units)<\/td>\n<td>Price, ease of placement<\/td>\n<td>Packaged BOP plus auto, agency appetite<\/td>\n<td>Independent agents, MGAs<\/td>\n<\/tr>\n<tr>\n<td>Mid-market (50 to 1,000)<\/td>\n<td>Loss control, claims service, telematics integration<\/td>\n<td>Account underwriting, engineering services, data partnerships<\/td>\n<td>Regional retail, wholesale specialists<\/td>\n<\/tr>\n<tr>\n<td>National account (1,000+)<\/td>\n<td>Risk financing structure, captive support, global program<\/td>\n<td>Large deductible, fronting, captive reinsurance<\/td>\n<td>Global brokers, direct<\/td>\n<\/tr>\n<tr>\n<td>Specialty (hazmat, auto haulers, public auto)<\/td>\n<td>Capacity, coverage breadth<\/td>\n<td>Specialty underwriting, E&#038;S paper<\/td>\n<td>Wholesale, program administrators<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p style=\"font-size:11px;color:#666;margin-top:4px;\"><em>Source: SIS International Research<\/em><\/p>\n<h2>What the Best Commercial Auto Carriers Do Differently<\/h2>\n<p>The carriers gaining share in fleet are the ones who have rebuilt their submission triage around three questions: Does the buyer&#8217;s risk financing structure fit our appetite? Does the fleet&#8217;s telematics maturity match our loss-control model? Is the broker positioned to renew this account or shop it?<\/p>\n<p>That is a research-driven underwriting culture. It requires voice-of-customer programs with risk managers, win\/loss analysis on every account over a defined premium threshold, and competitive intelligence on how rival carriers structure deductibles, aggregate stop-loss, and claims handling commitments.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\">SIS International&#8217;s proprietary research in commercial lines indicates that carriers running disciplined win\/loss programs across fleet submissions identify pricing and coverage gaps an average of two renewal cycles before they show up in retention metrics. By the time retention drops, the book has already been re-priced by the market.<\/span><\/p>\n<h2>The Reshoring and E-Commerce Tailwinds<\/h2>\n<figure class=\"wp-block-image size-large sis-injected-img\" data-sis-injected=\"img\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-59026cfe\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fleet Insurance (5)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<p>Two structural forces are expanding the addressable fleet insurance market. Reshoring is rebuilding domestic industrial fleets in chemicals, metals, and intermediate goods. E-commerce continues to expand last-mile and middle-mile fleet density across DSPs, regional parcel carriers, and grocery delivery operators. Both create new fleet operators with limited loss history and significant appetite for carriers who can underwrite forward-looking risk rather than backward-looking experience.<\/p>\n<p>Carriers with the research infrastructure to size these segments by geography, vehicle class, and operator type will write the profitable accounts. Carriers without it will write the residual.<\/p>\n<h2>Building the Intelligence Function<\/h2>\n<figure class=\"wp-block-image size-large sis-injected-img\" data-sis-injected=\"img\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-3c6c828a\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3.jpg\" alt=\"Pesquisa e Estrat\u00e9gia de Mercado Internacional da SIS\" title=\"Fleet Insurance (3)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<p>Fleet insurance market research and strategy consulting is not a one-time project. It is a continuous capability covering buyer interviews, broker intelligence, competitor product teardowns, telematics vendor assessments, and segment-level loss ratio diagnostics. The carriers treating it that way are compounding underwriting advantage. The carriers treating it as procurement are renewing the same book at the same loss ratio and wondering why the cycle is not turning in their favor.<\/p>\n<h2 id=\"about-sis-international\" style=\"font-family:Arial,sans-serif;color:#1a3d68;\">Sobre SIS Internacional<\/h2>\n<p><a href=\"https:\/\/www.sisinternational.com\/pt\/\">SIS Internacional<\/a> oferece pesquisa quantitativa, qualitativa e estrat\u00e9gica. Fornecemos dados, ferramentas, estrat\u00e9gias, relat\u00f3rios e insights para a tomada de decis\u00f5es. Tamb\u00e9m realizamos entrevistas, pesquisas, grupos focais e outros m\u00e9todos e abordagens de Pesquisa de Mercado. <a href=\"https:\/\/www.sisinternational.com\/pt\/sobre-a-sis-international-research\/contact-sis-international-market-research\/\">Entre em contato conosco<\/a> para o seu pr\u00f3ximo projeto de pesquisa de mercado.<\/p>\n<p><!-- sis-hreflang-start -->\n<link rel=\"alternate\" hreflang=\"en-US\" href=\"https:\/\/www.sisinternational.com\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ar\" href=\"https:\/\/www.sisinternational.com\/ar\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"zh-CN\" href=\"https:\/\/www.sisinternational.com\/zh\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"zh-HK\" 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href=\"https:\/\/www.sisinternational.com\/nl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"fr\" href=\"https:\/\/www.sisinternational.com\/fr\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"de\" href=\"https:\/\/www.sisinternational.com\/de\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"it\" href=\"https:\/\/www.sisinternational.com\/it\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ko\" href=\"https:\/\/www.sisinternational.com\/ko\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pl\" href=\"https:\/\/www.sisinternational.com\/pl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pt\" href=\"https:\/\/www.sisinternational.com\/pt\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"es\" href=\"https:\/\/www.sisinternational.com\/es\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<!-- sis-hreflang-end --><\/p>\n<section class=\"sis-related-recovered\" data-sis-recovered-section=\"1\">\n<h3>Related SIS Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.sisinternational.com\/pt\/qualitative-research-to-enhance-customer-experience\/\" class=\"sis-link-recovered\">qualitative research<\/a><\/li>\n<\/ul>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>A pesquisa de mercado de seguros de frotas e consultoria estrat\u00e9gica visa compreender e otimizar as pr\u00e1ticas de seguros na gest\u00e3o de frotas.<\/p>","protected":false},"author":1,"featured_media":71954,"parent":14514,"menu_order":418,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46676","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/pages\/46676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/comments?post=46676"}],"version-history":[{"count":16,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/pages\/46676\/revisions"}],"predecessor-version":[{"id":88003,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/pages\/46676\/revisions\/88003"}],"up":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/pages\/14514"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/media\/71954"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/pt\/wp-json\/wp\/v2\/media?parent=46676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}