{"id":11888,"date":"2008-02-13T02:03:00","date_gmt":"2008-02-13T02:03:00","guid":{"rendered":"https:\/\/www.sisinternational.com\/new-york-and-florida-real-estate-competitors\/"},"modified":"2026-01-26T18:35:11","modified_gmt":"2026-01-26T23:35:11","slug":"%eb%89%b4%ec%9a%95%ea%b3%bc-%ed%94%8c%eb%a1%9c%eb%a6%ac%eb%8b%a4%ec%9d%98-%eb%b6%80%eb%8f%99%ec%82%b0-%ea%b2%bd%ec%9f%81%ec%9e%90","status":"publish","type":"post","link":"https:\/\/www.sisinternational.com\/ko\/%eb%89%b4%ec%9a%95%ea%b3%bc-%ed%94%8c%eb%a1%9c%eb%a6%ac%eb%8b%a4%ec%9d%98-%eb%b6%80%eb%8f%99%ec%82%b0-%ea%b2%bd%ec%9f%81%ec%9e%90\/","title":{"rendered":"\ub274\uc695 \ubc0f \ud50c\ub85c\ub9ac\ub2e4 \ubd80\ub3d9\uc0b0 \uacbd\uc7c1\uc790"},"content":{"rendered":"
\"SIS<\/figure>\n\n\n\n
\n\n\n

\uac1c\uc694<\/strong><\/p>\n

\ubbf8\uad6d \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uacbd\uc7c1\uc790\ub294 \ub3d9\ubd80 \ud574\uc548, \uc911\uc11c\ubd80 \ubc0f \uc11c\ubd80 \ud574\uc548\uc758 \uc138 \uc9c0\uc5ed\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uc9d1\uc911 \uc9c0\uc5ed\uc5d0\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544, \ubbf8\uc8fc\ub9ac, \ub124\ube0c\ub77c\uc2a4\uce74, \ud39c\uc2e4\ubca0\ub2c8\uc544\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

\ud50c\ub85c\ub9ac\ub2e4\uc640 \ub274\uc695 \ucd9c\uc2e0\uc758 \uc5c5\uacc4 \uc8fc\uc694 \uc5c5\uccb4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud68c\uc0ac \/ \uc704\uce58<\/strong><\/p>\n

\u314f.
\uac00\uc7a5 \ud0c4\ub825\uc801\uc778 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5<\/em><\/strong>
\ubcf4\uc2a4\ud134, \ub374\ubc84 \ub4f1 \ud68c\ubcf5 \uc18d\ub3c4\uac00 \ub354\ub514\uac8c \uc608\uc0c1\ub418\ub294 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc8fc\ud0dd \uc7ac\uace0 \uacfc\uc789\uacfc \ub0ae\uc740 \ub9e4\uc218\uc790 \uc2e0\ub8b0\ub3c4\uac00 \ubd80\uc9c4\uc744 \uc7a5\uae30\ud654\uc2dc\ucf30\ub2e4. NAR \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc778 \ub85c\ub80c\uc2a4 \uc724(Lawrence Yun)\uc740 \uad6c\ub9e4\uc790\ub4e4\uc774 \uc2dc\uc7a5 \ubc14\ub2e5\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc2e0\ud638\ub97c \ucc3e\uace0 \uc788\uc73c\uba70 \uadf8\ub54c\uae4c\uc9c0 \ubc29\uad00\ud558\ub294 \ub370 \ub9cc\uc871\ud55c\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4.<\/p>\n

It’s easy to see why. Most of the country’s real estate markets<\/a> are feeling the effects of overproduction. A strong market hovers near a 1.5% vacancy rate, but the national average currently stands at 2.8% and in cities such as Miami, Atlanta and Denver, figures hang around 3.5%. In addition, every nugget of good news (a May Commerce Department report said that new-home sales are at a 14-year high) comes with bad news (median price growth is at a 10-year low).<\/p>\n

\uc22b\uc790 \ub4a4\uc5d0 <\/em><\/strong>
Market corrections follow three basic recovery patterns. A V-shaped recovery where a market experiences a sharp, fast decline but comes out strong once it hits bottom; a U-shaped recovery, where prices decline gradually and recover slowly; and an L-shaped curve, a hard, fast fall with paltry price bounceback following the market<\/a> trough.<\/p>\n

The differences between a V-shaped market and a U-shaped one has to do with barriers to growth. High vacancy rates and high investor share can hurt a market<\/a>, but if the local economy remains strong and housing stock affordable it’s only a matter of how long it takes to absorb the excess inventory.<\/p>\n

\uacbd\uc81c \ubd84\uc11d, \uc608\uce21 \ubc0f \uc2e0\uc6a9 \uc704\ud5d8 \ud68c\uc0ac\uc778 Moody's Economy.com\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ud0ec\ud30c\ub294 V\uc790\ud615 \ud68c\ubcf5\uc744 \uc704\ud55c \uc644\ubcbd\ud55c \ud6c4\ubcf4\uc785\ub2c8\ub2e4. \uc9c0\uc5ed \uacbd\uc81c\ub294 \uc5ec\uc804\ud788 \uac15\uc138\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70 \uc11c\ube0c\ud504\ub77c\uc784 \ub300\ucd9c\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc2b5\ub2c8\ub2e4. \ud0ec\ud30c\uc758 \ubb38\uc81c\uc778\uac00? \ub192\uc740 \uacf5\uc2e4\ub960\ub85c \uc774\uc5b4\uc9c0\ub294 \ub192\uc740 \ud22c\uc790\uc790 \uc810\uc720\uc728. 2005\ub144 \uc2dc\uc7a5 \uc0c1\ud669\uc774 \uc545\ud654\ub418\uc5c8\uc744 \ub54c Tampa \uc8fc\ud0dd \uc911 25% \uc774\uc0c1\uc774 \ud22c\uc790 \ubd80\ub3d9\uc0b0\uc73c\ub85c \uc18c\uc720\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uacbd\uae30 \uce68\uccb4\uae30\uc5d0\ub294 \ub354 \ube68\ub9ac \ub3c4\ub9dd\uac00\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc8fc\ud0dd \uc7ac\uace0\uac00 \uacfc\uc789\ub429\ub2c8\ub2e4. Tampa\uc758 \uacbd\uc6b0 \ud604\uc7ac \uacf5\uc2e4\ub960\uc740 3.5%\uc785\ub2c8\ub2e4.<\/p>\n

\ubb34\ub514\uc2a4\uc758 \uacbd\uc81c \uc804\ub9dd\uc5d0 \ub530\ub974\uba74 \ud0ec\ud30c\ub294 \uacfc\uc789 \uc7ac\uace0\ub97c \uc18c\uc9c4\ud558\uace0 2008\ub144 1\ubd84\uae30\uc5d0 \ucd5c\uc800 \uac00\uaca9\uc5d0 \ub3c4\ub2ec\ud574\uc57c \ud558\uba70, \uc774 \uc2dc\uc810\uc5d0\uc11c \uac00\uaca9\uc740 \ub2e4\uc74c \ud574\uc5d0 10.6% \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.
\uc774\ub7ec\ud55c \uc608\uce21\uc5d0\ub294 \uc8fc\ud0dd \uad6c\uc785 \ub2a5\ub825, \uacf5\uc2e4\ub960, \uc9c0\uc5ed \uacbd\uc81c \ubc0f \uace0\uc6a9 \uc2dc\uc7a5\uc758 \uac74\uc804\uc131, 2005\ub144 \ud22c\uc790\uc790 \uc810\uc720\uc728, \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc810\uc720\uc728 \ub4f1\uc774 \uace0\ub824\ub429\ub2c8\ub2e4. \ub370\uc774\ud130\ub294 Moody's, \ub178\ub3d9\ud1b5\uacc4\uad6d \ubc0f \uc5f0\ubc29\uc900\ube44\uc740\ud589\uc758 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uacf5\uac1c\ubc95\uc5d0\uc11c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n

\uc790\uc0b0 \uc2dc\uc7a5, \ud2b9\ud788 \ubd80\ub3d9\uc0b0\uc758 \ubc14\ub2e5\uc744 \uc608\uce21\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6b4 \uc77c\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc608\uce21\uc740 Moody's\uc758 \uac74\uc804\ud55c \ub370\uc774\ud130\uc640 \uace0\uae09 \ubaa8\ub378\ub9c1\uc744 \uae30\ubc18\uc73c\ub85c \ud558\uc9c0\ub9cc \ub204\uad6c\ub3c4 \uc808\ub300\uc801\uc778 \ud655\uc2e4\uc131\uc744 \uac00\uc9c0\uace0 \uc120\ubb3c \uc2dc\uc7a5\uc744 \uc608\uce21\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae30\ud0c0 \ubc14\uc6b4\uc2a4\ubc31 <\/em><\/strong>
Tampa\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c Phoenix\ub3c4 \ub192\uc740 \ud22c\uc790\uc790 \uc810\uc720\uc728(26.1%)\ub85c \uc778\ud574 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc73c\uba70 \uacf5\uc2e4\ub960\uc740 3%\uac00 \ub118\uc2b5\ub2c8\ub2e4. \uc88b\uc740 \uacbd\uc81c\uc131\uacfc \uae09\uc99d\ud558\ub294 \uace0\uc6a9 \uc2dc\uc7a5\uc740 Phoenix\uac00 \ubc14\ub2e5\uc744 \uce58\uace0 \ub098\uba74 \uac00\uaca9 \uc0c1\uc2b9\uc774 \uac15\ud560 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. Moody\uc758 \uc608\uce21 \ubaa8\ub378\uc5d0 \ub530\ub974\uba74 Phoenix\ub294 2008\ub144 4\ubd84\uae30\uc5d0 \ucd5c\uc800 \uac00\uaca9\uc5d0 \ub3c4\ub2ec\ud55c \ud6c4 \ub2e4\uc74c \ud574\uc5d0 7.7% \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uce68\uccb4\ub41c \uc9c0\uc5ed \uacbd\uc81c, \ub290\ub9b0 \uc77c\uc790\ub9ac \uc99d\uac00, \ub9c8\uc774\ub108\uc2a4 \uc774\ubbfc \uc218\ub85c \uc778\ud574 \uc7a5\uae30\uc801\uc778 \uc804\ub9dd\uc774 \uc800\ud574\ub418\ub294 \ubbf8\ub2c8\uc560\ud3f4\ub9ac\uc2a4 \ubc0f \ubcf4\uc2a4\ud134\uacfc \uac19\uc740 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ud68c\ubcf5 \uc18d\ub3c4\uac00 \ub354 \ub290\ub824\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub450 \uc790\ub9ac \uc218\uc758 \uc11c\ube0c\ud504\ub77c\uc784 \ub300\ucd9c \uc810\uc720\uc728\uc744 \ubcf4\uc720\ud55c \uc0c8\ud06c\ub77c\uba58\ud1a0\uc640 \uac19\uc740 \ub2e4\ub978 U\uc790\ud615 \uc2dc\uc7a5\uacfc \ud568\uaed8 Zandi\ub294 \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc774 \ub2e4\uc2dc \uc131\uc7a5\ud558\uae30\uac00 \ub354 \uc5b4\ub824\uc6b8 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

That doesn’t necessarily mean V-shaped markets are in the clear. The labor markets in cities<\/a> such as Las Vegas, Phoenix and San Diego, whose future economic success will be critical to recovery, are heavily in housing-related industries, according to Moody’s. So long as those economies can weather their respective corrections, they should be all right.<\/p>\n

\uac00\uc7a5 \uc800\ub834\ud55c \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5<\/strong><\/p>\n

\uc22b\uc790 \ub4a4\uc5d0 <\/em><\/strong>
\uccab \ubc88\uc9f8\ub294 \uc911\uac04 \uc8fc\ud0dd \uac00\uaca9\uacfc \uc911\uac04 \uac00\uad6c \uae09\uc5ec\uc758 \ube44\uc728\uc744 \uc0b4\ud3b4\ubcf4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub294 \uc911\uac04 \uac00\uad6c\uac00 \uc911\uac04 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uae30 \uc704\ud574 \uc9c0\ucd9c\ud574\uc57c \ud558\ub294 \ucd1d \uae09\uc5ec\uac00 \uba87 \ub144\uc778\uc9c0\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4. \uc911\uc704 \uac00\uacc4 \uc18c\ub4dd\uc774 $60,383\uc778 \uc778\ub514\uc560\ub098\ud3f4\ub9ac\uc2a4\uc5d0\uc11c\ub294 \uad6c\ub9e4\ud558\ub294 \ub370 \ucd1d \uae09\uc5ec\uac00 2\ub144 \ubbf8\ub9cc\uc774 \uac78\ub9bd\ub2c8\ub2e4.
\ud3c9\uade0 \uac00\uacc4 \uc18c\ub4dd\uc774 $58,319\uc778 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uc8fc\ubbfc\ub4e4\uc5d0\uac8c\ub294 \uaf64 \uc88b\uac8c \ub4e4\ub9b4 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc8fc\ud0dd \uac00\uaca9\uc740 \uc778\ub514\ubcf4\ub2e4 5\ubc30 \uc774\uc0c1 \ube44\uc309\ub2c8\ub2e4.<\/p>\n

\ub450 \ubc88\uc9f8 \ucc99\ub3c4\ub294 \uc62c\ud574 1\ubd84\uae30\uc5d0 \uc911\uc704 \uc18c\ub4dd \uac00\uad6c\uac00 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc8fc\ud0dd \ud310\ub9e4 \ube44\uc728\uc744 \ucd94\uc801\ud569\ub2c8\ub2e4.<\/p>\n

This metric illustrates what’s at play in a market like San<\/a> Diego. The city might be in the midst of a price slump, but that doesn’t necessarily mean it has become significantly more affordable. Only 9% of San Diego homes sold in the first quarter of 2007 were within the reach of the median income-earning household, according to the National Association of Home Builders and the Wells Fargo affordability index, which assumes a 10% down payment and a market-rate mortgage.<\/p>\n

Economists say this indicates the top of the market<\/a> is moving, but the middle and bottom strata are having problems. In a market where housing is that unaffordable, buyers have to rely more heavily on credit. Potential future foreclosures can throw a market into stall–not a great sign for recovery.<\/p>\n

\ud569\ub9ac\uc801\uc778 \ubd80\ub3d9\uc0b0
<\/strong>
\uc0cc\ub514\uc5d0\uace0\uc758 \uc218\uce58\ub97c \ubbf8\uad6d\uc5d0\uc11c \uac00\uc7a5 \uc800\ub834\ud55c \uc9c0\uc5ed\uc758 \uc218\uce58\uc640 \ube44\uad50\ud574 \ubcf4\uc138\uc694. \uc62c\ud574 1\ubd84\uae30 \uc778\ub514\uc560\ub098\ud3f4\ub9ac\uc2a4 \ud310\ub9e4\ub7c9 \uc911 \uac70\uc758 90%\ub294 \uc911\uc704 \uc18c\ub4dd \uac00\uad6c\uac00 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc218\uc900\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc2e0\uc2dc\ub0b4\ud2f0\uc5d0\uc11c\ub294 \uadf8 \uc22b\uc790\uac00 78%\uc600\uace0, \ud074\ub9ac\ube14\ub79c\ub4dc\uc5d0\uc11c\ub294 82%\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2ec\ub77c\uc2a4\uc640 \uc560\ud2c0\ub79c\ud0c0 \ub4f1 \ubaa9\ub85d\uc5d0 \uc788\ub294 \ub2e4\ub978 \uc9c0\uc5ed\uc740 \uc131\uc7a5\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc9c0\ub9cc \uac00\uaca9\uc740 \uc5ec\uc804\ud788 \uc800\ub834\ud569\ub2c8\ub2e4.
\ub308\ub7ec\uc2a4\uc758 \uc18c\ub4dd \ub300\ube44 \uac00\uaca9\uc740 \uc804\uccb4\uc801\uc73c\ub85c 7\uc704\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc62c\ud574 1\ubd84\uae30 \uc560\ud2c0\ub79c\ud0c0\uc5d0\uc11c \ud310\ub9e4\ub41c \uc8fc\ud0dd \uc911 70% \ubbf8\ub9cc\uc774 \uc911\uac04 \uc18c\ub4dd \uac00\uad6c\uac00 \uc774\uc6a9\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc2e0\uaddc \uc8fc\ud0dd \uac74\uc124 \ube44\uc728\uc774 \ub192\uace0 \uc131\uc7a5 \uc81c\ud55c\uc774 \uc644\ud654\ub418\uba74 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ub3c4\uc2dc\uc5d0\uc11c\ub294 \uac00\uaca9\uc774 \uc800\ub834\ud55c \uc218\uc900\uc73c\ub85c \uc720\uc9c0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\ub192\uc740 \uc218\uc694\uac00 \ubc18\ub4dc\uc2dc \uacbd\uc81c\uc131\uc744 \ubc29\ud574\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

\ubcf4\uc2a4\ud134\uacfc \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098\uc8fc \ub864\ub9ac\uc758 \ucc28\uc774\uc810\uc744 \uc0b4\ud3b4\ubcf4\uc138\uc694. 2000\ub144 \uc774\ud6c4 \ubcf4\uc2a4\ud134\uc740 \uafb8\uc900\ud55c \uc774\ubbfc\uc744 \uacbd\ud5d8\ud588\uc73c\uba70, \ub864\ub9ac(Raleigh)\ub294 \uc0c8\ub85c\uc6b4 \uc8fc\ubbfc\ub4e4\uc744 \ub9de\uc774\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub7ec\ub098 \uadf8 \uae30\uac04 \ub3d9\uc548 \ubcf4\uc2a4\ud134 \uc8fc\ud0dd \uac00\uaca9\uc740 16.7% \uc99d\uac00\ud588\uc73c\uba70 \uc911\uc704 \uc18c\ub4dd \uac00\uad6c\ub294 7\ub144 \uc804\ubcf4\ub2e4 \uc808\ubc18 \uc815\ub3c4 \uc5ec\uc720\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. Raleigh\uc5d0\uc11c\ub294 \uc8fc\ud0dd \uac00\uaca9\uc774 37% \uc99d\uac00\ud588\uc9c0\ub9cc \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uc218 \uc788\ub294 \uc911\uc704 \uc18c\ub4dd\uc790\uc758 \ube44\uc728\uc740 3%\ub9cc \uac10\uc18c\ud55c \ubc18\uba74, \uc774 \ub3c4\uc2dc\ub294 \uc778\uad6c \ubd90\uc744 \uacaa\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8 \uc774\uc720\ub294 \uc2e0\uaddc \uc8fc\ud0dd \uac74\uc124\uc758 \ub192\uc740 \uc99d\uac00\uc640 \uaddc\uc81c\ub85c \uc778\ud574 \uacfc\ub3c4\ud55c \ubd80\ub2f4\uc744 \ubc1b\uc9c0 \uc54a\ub294 \uc131\uc7a5 \uc815\ucc45\uc774 Raleigh\uc758 \uac00\uaca9 \uc644\ud654\ub85c \uc791\uc6a9\ud588\uae30 \ub54c\ubb38\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uc2a4\ud134\uc5d0\ub294 \uadf8\ub7ec\ud55c \uc815\ucc45\uc774 \uc5c6\uc73c\uba70 \uc2e0\uaddc \uc8fc\ud0dd \uac74\uc124\ub3c4 \ub9ce\uc774 \ubcf8 \uc801\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

Raleigh\uc640 Charlotte\uc740 \uac01\uac01 12\uc704\uc640 13\uc704\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44.
\ubd80\ub3d9\uc0b0\uacfc \uc11c\ube0c\ud504\ub77c\uc784 \uc704\uae30<\/strong>

\uacc4\uc57d\uae08\uc774 \ub2e4\uc2dc \ub3cc\uc544\uc635\ub2c8\ub2e4<\/em><\/p>\n

As a result of the collapse of the subprime mortgage market, lenders will — gasp! — once again require down payments, filling the market with unsold homes<\/a> and driving down prices.<\/p>\n

\ubcf8\uc9c8\uc801\uc73c\ub85c \uc2e0\uc6a9 \ubb38\uc81c\uac00 \uc788\ub294 \uc18c\ube44\uc790\uc5d0\uac8c \ub300\ucd9c\uc744 \uc81c\uacf5\ud558\ub294 \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0b0\uc5c5\uc740 \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uc9c4\uc790\ub294 \uac70\ud488 \uc804\uccb4\uc758 \uc6d0\uc778\uc774\uc5c8\ub358 \ubb34\ubd84\ubcc4\ud55c \ub300\ucd9c \ubc29\ud5a5\uc73c\ub85c \ucd5c\ub300\ud55c \uae30\uc6b8\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc774\uc81c\ub294 \uc0ac\ub78c\ub4e4\uc774 \ud569\ub9ac\uc801\uc73c\ub85c \uac1a\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uae08\uc561\ub9cc\ud07c\ub9cc \ub300\ucd9c\uc744 \ubc1b\ub294\ub2e4\ub294 \uae30\uc774\ud55c \uac1c\ub150\uc73c\ub85c \ub418\ub3cc\uc544\uac08 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0,
\ub300\ucd9c \uae30\uad00\uc740 \ub300\ucd9c\uae08\uc774 \uacc4\uc57d\uae08 \ud615\ud0dc\ub85c \uc548\uc804 \ub9c8\uc9c4\uc744 \uac16\uae30\ub97c \uc6d0\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\ubd88\ud589\ud558\uac8c\ub3c4 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ube5a\uc5d0 \ub20c\ub9ac\uace0, \ub300\ucd9c \uae30\uc900\uc774 \uc774\uc804\ubcf4\ub2e4 \uc5c4\uaca9\ud55c \uc9c0\uce68\uc73c\ub85c \ubc14\ub00c\uba74\uc11c \uc8fc\ud0dd\uc744 \ud314\uac70\ub098 \uad6c\uc785\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6b8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

Subprime ripple effect hits retail real estate according to market research<\/a><\/strong><\/p>\n

\uba87 \ub144 \uc804 \ub2f7\ucef4 \uc0b0\uc5c5\uc774 \ubd95\uad34\ud55c \uc9c0 \uc5bc\ub9c8 \uc9c0\ub098\uc9c0 \uc54a\uc544 \uc18c\ub9e4\uc5c5\uc740 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ubd84\uc57c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc1fc\ud551\uc740 \ub354 \uc774\uc0c1 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0 \ub300\ud55c \uc704\ud611\uc73c\ub85c \uac04\uc8fc\ub418\uc9c0 \uc54a\uc558\uc73c\uba70, \uc8fc\ud0dd \uac00\uce58 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc0ac\ub78c\ub4e4\uc740 \ub354 \ub9ce\uc740 \ub3c8\uc744 \ube4c\ub9ac\uace0 \uc9c0\ucd9c\ud558\uae30\uac00 \uc26c\uc6cc\uc84c\uc2b5\ub2c8\ub2e4. \uc1fc\ud551 \uc13c\ud130\ub294 \uacc4\uc18d\ud574\uc11c \uac00\uaca9\uc774 \uc624\ub974\uba74\uc11c \uc8fc\uc778\uc774 \ubc14\ub00c\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

2\ub144 \uc804, \ucf58\ub3c4 \uc804\ud658 \uc5f4\ud48d\uc774 \uc774\uc5b4\uc9c0\uba74\uc11c \uc18c\ub9e4 \ubd80\ub3d9\uc0b0\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc744 \uc77c\ubd80 \uc783\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \ud22c\uc790\uc790\ub4e4\uc774 \uc0ac\ubb34\uc2e4 \uac74\ubb3c\uacfc \ud638\ud154\uc5d0 \uad00\uc2ec\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\uc81c \uc18c\ub9e4 \ubd80\ub3d9\uc0b0 \uc5c5\uacc4\uc758 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc704\uae30\uc640 \uc8fc\ud0dd \uac00\uce58 \ud558\ub77d\uc774 \uacc4\uc18d\ud574\uc11c \uacbd\uc81c\uc5d0 \ud30c\ubb38\uc744 \uc77c\uc73c\ud0a4\uba74\uc11c \uc9c0\ucd9c \ub454\ud654\uc5d0 \ub300\ube44\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
And shopping centers have been caught in the credit squeeze that has transformed the capital markets<\/a>. Private buyers, who were once able to finance 95 percent or more of the cost of a transaction, are being driven out of the market because such high leverage is no longer available.<\/p>\n

\ud22c\uc790\uc790, \uc911\uac1c\uc778 \ubc0f \ubd84\uc11d\uac00\uc5d0 \ub530\ub974\uba74 \uac70\ub798\uac00 \uc644\ub8cc\ub418\ub294 \ub370 \uc2dc\uac04\uc774 \ub354 \uc624\ub798 \uac78\ub9ac\uace0 \uc788\uc73c\uba70 \uc801\uc5b4\ub3c4 2\uce35 \ubc0f 3\uce35 \ubd80\ub3d9\uc0b0\uc758 \uacbd\uc6b0 \uac00\uaca9\uc774 \ucd5c\ub300 10%\uae4c\uc9c0 \ud558\ub77d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\u00a0<\/p>","protected":false},"excerpt":{"rendered":"

\"\"<\/span><\/span>\uac1c\uc694<\/strong><\/p>\n

\ubbf8\uad6d \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uacbd\uc7c1\uc790\ub294 \ub3d9\ubd80 \ud574\uc548, \uc911\uc11c\ubd80 \ubc0f \uc11c\ubd80 \ud574\uc548\uc758 \uc138 \uc9c0\uc5ed\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uc9d1\uc911 \uc9c0\uc5ed\uc5d0\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544, \ubbf8\uc8fc\ub9ac, \ub124\ube0c\ub77c\uc2a4\uce74, \ud39c\uc2e4\ubca0\ub2c8\uc544\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

\ud50c\ub85c\ub9ac\ub2e4\uc640 \ub274\uc695 \ucd9c\uc2e0\uc758 \uc5c5\uacc4 \uc8fc\uc694 \uc5c5\uccb4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[292],"tags":[],"class_list":["post-11888","post","type-post","status-publish","format-standard","hentry","category-strategy","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/posts\/11888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/comments?post=11888"}],"version-history":[{"count":7,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/posts\/11888\/revisions"}],"predecessor-version":[{"id":81459,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/posts\/11888\/revisions\/81459"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/media?parent=11888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/categories?post=11888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sisinternational.com\/ko\/wp-json\/wp\/v2\/tags?post=11888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}