{"id":37777,"date":"2021-05-28T19:51:56","date_gmt":"2021-05-28T19:51:56","guid":{"rendered":"https:\/\/www.sisinternational.com\/?p=37777"},"modified":"2026-01-25T19:10:15","modified_gmt":"2026-01-26T00:10:15","slug":"fintech-market-research-trends","status":"publish","type":"post","link":"https:\/\/www.sisinternational.com\/fr\/fintech-market-research-trends\/","title":{"rendered":"Tendances des \u00e9tudes de march\u00e9 Fintech"},"content":{"rendered":"<figure class=\"gb-block-image gb-block-image-bb9a40c5\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-bb9a40c5\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6.jpg\" alt=\"\u00c9tudes de march\u00e9 et strat\u00e9gie internationales SIS\" title=\"Fintech (6)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-6-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p>Every day, new technologies, consumer behaviors, and regulatory frameworks reshape how money moves, how businesses scale, and how people interact with financial services. <strong>If you&#8217;re not staying ahead of these changes, you&#8217;re already behind.<\/strong><\/p>\n\n\n\n<p>At SIS International Research, we don\u2019t just track trends\u2014we <strong>decode<\/strong> them. We work with fintech disruptors, legacy institutions, and everyone in between to provide roadmaps for <strong>winning the future of finance<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Fintech Market Research Matters<\/strong><\/h2>\n\n\n\n<p>The fintech industry is fueled by <strong>disruption and innovation.<\/strong> Now, to succeed, you need more than just great ideas\u2014you need <strong>precision, strategy, and deep market insights.<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><p><strong>Spot opportunities before they go mainstream.<\/strong> The next big thing in fintech? It\u2019s already happening. Market research helps you identify emerging technologies, shifting consumer expectations, and high-growth markets <em>avant<\/em> your competitors do.<\/p><\/li>\n\n\n\n<li><p><strong>Decode your customers.<\/strong> Customers today want seamless, personalized, and <strong>instant financial solutions<\/strong>. Research reveals <em>exactly<\/em> what they need and how you can deliver it better than anyone else.<\/p><\/li>\n\n\n\n<li><p><strong>Navigate regulation like a pro.<\/strong> Fintech is a regulatory minefield. Market intelligence helps you stay compliant while scaling your business without roadblocks.<\/p><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Fintech Market Research Trends in Detail:<\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-146eecd1\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-146eecd1\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2.jpg\" alt=\"\u00c9tudes de march\u00e9 et strat\u00e9gie internationales SIS\" title=\"Fintech (2)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-2-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Microservices<\/h4>\n\n\n\n<p>Microservices are&nbsp;unique solutions&nbsp;that have a huge impact on the Fintech industry. They give&nbsp;the flexibility to develop innovative, groundbreaking technology and agility&nbsp;to adapt to changing circumstances and competitive forces. Microservices offer&nbsp;a completely different technology proposition. They are independent applications developed, deployed, and maintained separately to deliver on specific business requirements.&nbsp;These microservices help solve common, complex issues&nbsp;like speed and scalability while also supporting continuous testing and continuous delivery.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&#039;adoption des microservices est en augmentation en raison de leur potentiel \u00e0 maintenir des services plus comp\u00e9titifs, pertinents, plus demand\u00e9s et tr\u00e8s r\u00e9actifs aux variations du march\u00e9.<\/li>\n\n\n\n<li>Les institutions financi\u00e8res se concentrent sur l&#039;adoption d&#039;une architecture informatique modernis\u00e9e pour leurs applications fintech afin d&#039;offrir des lancements de produits plus rapides, des conformit\u00e9s plus faciles, des paiements instantan\u00e9s et une agilit\u00e9 maximale.<\/li>\n\n\n\n<li>Fintech companies and banks are tapping into the benefits of microservices as they realize the difficulty of modifying their digital services with a legacy system.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00c9volutivit\u00e9 accrue<\/strong> &#8211; reduced costs and low-security risks<\/li>\n\n\n\n<li><strong>Meilleure r\u00e9utilisation<\/strong> \u2013 Les microservices prennent en charge la r\u00e9utilisabilit\u00e9 en cr\u00e9ant des services composables et modulaires.<\/li>\n\n\n\n<li><strong>Mise sur le march\u00e9 plus rapide<\/strong> \u2013 En raison de sa nature modulaire, le microservice facilite un d\u00e9veloppement plus rapide.<\/li>\n\n\n\n<li><strong>D\u00e9bogage et maintenance simplifi\u00e9s<\/strong><\/li>\n\n\n\n<li><strong>R\u00e9silience<\/strong> \u2013 \u00c9tant donn\u00e9 que le microservice implique de petits modules ind\u00e9pendants, la panne d&#039;un seul microservice n&#039;affecte pas l&#039;ensemble de l&#039;application.<\/li>\n\n\n\n<li><strong>Haute qualit\u00e9<\/strong> \u2013 Le microservice facilite le travail dans des modules cibl\u00e9s. Cela contribue \u00e0 l\u2019am\u00e9lioration globale de la qualit\u00e9 de l\u2019application.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Fintech en tant que service<\/h4>\n\n\n\n<p>Fintech technologies are a desirable solution for many traditional lending companies looking to leverage advanced business functionalities and financial processes. Many Fintech startups are looking forward to selling their technology platforms as a service to corporations in the field. These FaaS platforms integrate seamlessly with any existing back-office of traditional banks and provide for non-banks a cost-effective and fast way to launch various financial products and services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le mod\u00e8le SaaS est devenu l\u2019une des solutions les plus populaires et efficaces du march\u00e9. Dans chaque secteur, les clients et les entreprises voient le potentiel de cette solution en termes d&#039;augmentation des revenus et de stabilit\u00e9.<\/li>\n\n\n\n<li>Il existe un foss\u00e9 entre le monde des affaires florissant et avant-gardiste d\u2019aujourd\u2019hui et les syst\u00e8mes financiers existants. Fintech-as-a-Service est une solution parfaite qui peut aider le secteur financier \u00e0 r\u00e9duire l&#039;\u00e9cart et \u00e0 utiliser la technologie pour faire \u00e9voluer les entreprises.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Encourager les banques \u00e0 exploiter leurs capacit\u00e9s actuelles de mani\u00e8re nouvelle<\/li>\n\n\n\n<li>Contribue \u00e0 r\u00e9duire l\u2019\u00e9cart de num\u00e9risation entre les Fintech et les banques<\/li>\n\n\n\n<li>Les sous-branches du secteur bancaire et de la Fintech se d\u00e9veloppent plus rapidement et plus efficacement. Les nouvelles solutions de paiement, les nouvelles m\u00e9thodes de v\u00e9rification d&#039;identit\u00e9 (KYC), une meilleure lutte contre le blanchiment d&#039;argent ne sont que quelques-uns des domaines dans lesquels il y aura d&#039;\u00e9normes innovations et am\u00e9liorations.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Finance int\u00e9gr\u00e9e<\/h4>\n\n\n\n<p>Il y aura une forte croissance de la finance int\u00e9gr\u00e9e (par exemple, programmes d&#039;achat imm\u00e9diat et payant plus tard, options d&#039;assurance int\u00e9gr\u00e9es) et des offres de services bancaires en tant que service et des partenariats connexes. En effet, une enqu\u00eate du Boston Consulting Group (BCG) men\u00e9e dans 15 pays et publi\u00e9e en mai a r\u00e9v\u00e9l\u00e9 qu&#039;un bon 44 % des 18 \u00e0 34 ans s&#039;\u00e9taient inscrits \u00e0 des services bancaires en ligne ou mobiles pour la premi\u00e8re fois pendant la crise du COVID-19.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&#039;adoption par les entreprises de la finance int\u00e9gr\u00e9e \u2013 des services de type bancaire propos\u00e9s par des \u00e9tablissements non bancaires \u2013 vise \u00e0 fid\u00e9liser les clients et \u00e0 augmenter leur valeur \u00e0 vie.<\/li>\n\n\n\n<li>Pour r\u00e9pondre \u00e0 la demande croissante de financement int\u00e9gr\u00e9, les institutions financi\u00e8res proposent de plus en plus de services bancaires en tant que service (BaaS), des offres group\u00e9es, souvent des services en marque blanche ou comarqu\u00e9s, que les \u00e9tablissements non bancaires peuvent utiliser pour servir leurs clients.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les clients attendent des exp\u00e9riences int\u00e9gr\u00e9es. Fintech et banques coop\u00e9reront avec diff\u00e9rents partenaires pour r\u00e9pondre \u00e0 leurs attentes.<\/li>\n\n\n\n<li>Nouveaux mod\u00e8les \u00e9conomiques et sources de revenus. Les sources qui ont des mod\u00e8les commerciaux \u00e9volutifs et des investissements informatiques fixes (par exemple, des mod\u00e8les de distribution) sont particuli\u00e8rement avantageuses.<\/li>\n\n\n\n<li>Adoption de capacit\u00e9s technologiques. Avec l\u2019acc\u00e9l\u00e9ration de la num\u00e9risation, y compris l\u2019automatisation et les API, la Fintech peut faire \u00e9voluer le BaaS plus rapidement, mettant ainsi la finance int\u00e9gr\u00e9e \u00e0 la port\u00e9e d\u2019un plus grand nombre d\u2019entreprises qui l\u2019envisagent.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Crypto-monnaies<\/h4>\n\n\n\n<p>Les crypto-monnaies comme Bitcoin et Ethereum se sont en effet r\u00e9v\u00e9l\u00e9es r\u00e9silientes. L\u2019int\u00e9r\u00eat des investisseurs, tant particuliers qu\u2019institutionnels, pour les monnaies num\u00e9riques a consid\u00e9rablement augment\u00e9 ces derniers mois. De nombreux premiers investisseurs d\u00e9sireux de tirer profit de \u00ab l\u2019engouement pour les crypto-monnaies \u00bb se sont depuis tourn\u00e9s vers d\u2019autres entreprises, laissant derri\u00e8re eux un groupe plus restreint de fid\u00e8les HODL. Mais il y a encore des raisons de croire que l\u2019industrie des cryptomonnaies a encore du pain sur la planche.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cryptocurrencies have dominated the investment market in recent years. Bitcoin or Dogecoin is in the news every day, Musk&#8217;s tweets are only increasing the popularity of this area.<\/li>\n\n\n\n<li>Several new developments such as increased institutional interest, pending ETF approval, and the popularity of stablecoins suggest a continued positive trend.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A lot of people want to become anonymous, especially in social media times. Cryptocurrencies are a chance of increasing privacy and keeping our data safe.<\/li>\n\n\n\n<li>Cryptocurrency market is highly attractive in terms of investments. Decreasing interest in saving accounts and low ROI from stocks and bonds only increase demand for alternative investments like cryptocurrencies.<\/li>\n\n\n\n<li>Les gouvernements mettent les crypto-monnaies \u00e0 l\u2019honneur. La Chine a d\u00e9j\u00e0 introduit sa premi\u00e8re monnaie num\u00e9rique.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Paiements num\u00e9riques<\/h4>\n\n\n\n<figure class=\"gb-block-image gb-block-image-12a92ec0\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-12a92ec0\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9.jpg\" alt=\"\u00c9tudes de march\u00e9 et strat\u00e9gie internationales SIS\" title=\"FinTech Terch technology AI artificial intelligence (9)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/FinTech-Terch-technology-AI-artificial-intelligence-9-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>There has been a rise in the demand for new forms of digital payments, which are much more secure and reliable. This has been able to transform payments into an open ecosystem where various parties like FinTechs, banks, payment firms, etc, are trying to evolve the digital payment system by introducing new technologies. The government, on their part, is trying to come up with certain regulations in order to reduce the ecosystem threats.<\/p>\n\n\n\n<p>We were able to notice a massive growth in digital payment transactions in the span of 4 to 5 years, but with the pandemic, the growth was motivated by the need for cashless and contactless payments. Thus, Non-cash transactions are seen to be on a robust growth path.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>COVID-19 has reinforced the trend of digital adoption in payments and retail commerce across payment types and demographics.<\/li>\n\n\n\n<li>Le tableau de la croissance num\u00e9rique n\u2019est cependant pas tout \u00e0 fait rose\u00a0: la confiance des consommateurs s\u2019est l\u00e9g\u00e8rement \u00e9rod\u00e9e et, m\u00eame si les consommateurs se tournent de plus en plus vers les paiements num\u00e9riques, il n\u2019est pas s\u00fbr que tous les changements de comportement r\u00e9cents s\u2019av\u00e9reront permanents.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u2019omnicanal est crucial pour r\u00e9pondre aux attentes des clients<\/strong>. Alors que la p\u00e9n\u00e9tration des paiements num\u00e9riques s\u2019est largement stabilis\u00e9e, l\u2019adoption de l\u2019omnicanal a nettement augment\u00e9.<\/li>\n\n\n\n<li><strong>Les paiements en ligne explosent<\/strong>. La notori\u00e9t\u00e9 et l\u2019adoption des cartes sans contact ont presque doubl\u00e9 en 2020 aux \u00c9tats-Unis.<\/li>\n\n\n\n<li><strong>Les clients ne veulent pas utiliser d&#039;argent liquide<\/strong>. Les cartes \u2013 \u00e0 carte bancaire ou sans contact \u2013 gagnent du terrain, tandis que l&#039;utilisation des esp\u00e8ces a consid\u00e9rablement diminu\u00e9 dans les magasins physiques.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">La Fintech comme nouvelle banque<\/h4>\n\n\n\n<p>Les technologies Fintechs constituent une solution souhaitable pour de nombreuses soci\u00e9t\u00e9s de pr\u00eat traditionnelles qui cherchent \u00e0 tirer parti de fonctionnalit\u00e9s commerciales et de processus financiers avanc\u00e9s. De nombreuses startups Fintech sont impatientes de vendre leurs plateformes technologiques en tant que service aux entreprises du secteur. Ces plates-formes FaaS s&#039;int\u00e8grent parfaitement \u00e0 tout back-office existant des banques traditionnelles et offrent aux non-banques un moyen rentable et rapide de lancer divers produits et services financiers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In the last decade, customer behaviors and expectations have changed dramatically. The way they do shopping, buy food, or use services is moved into digital. However, a lot of banks could not keep up with this change and that&#8217;s why Fintech gained a significant portion of the market.<\/li>\n\n\n\n<li>Fintech offers innovative and user-friendly solutions which are faster and cheaper. Moreover, <a href=\"https:\/\/www.sisinternational.com\/fr\/fintech-trends-2025\/\" title=\"FinTech Trends\"  data-wpil-monitor-id=\"6639\">Fintech can quickly adapt to new market<\/a> trends and challenges.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Les Fintech deviendront des banques<\/strong> et essayez d&#039;\u00eatre des concurrents directs des grandes banques (par exemple Revolut ou N26).<\/li>\n\n\n\n<li><strong>Les banques devront adapter leurs services et produits aux attentes actuelles des clients<\/strong>. Pour cette raison, la num\u00e9risation des banques est essentielle pour \u00eatre comp\u00e9titives sur le march\u00e9.<\/li>\n\n\n\n<li><strong>Fintech et banques coop\u00e9reront plus souvent<\/strong> et proposer une solution unique aux clients (comme la start-up Tink qui utilise la technologie open banking pour aider les clients).<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Intelligence artificielle et apprentissage automatique<\/h4>\n\n\n\n<figure class=\"gb-block-image gb-block-image-284f7f4c\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-284f7f4c\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15.jpg\" alt=\"\u00c9tudes de march\u00e9 et strat\u00e9gie internationales SIS\" title=\"Fintech (15)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/09\/Fintech-15-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Les banques physiques et les soci\u00e9t\u00e9s de technologie financi\u00e8re adoptent de plus en plus de solutions d\u2019IA. Cela a peut-\u00eatre \u00e9t\u00e9 en partie motiv\u00e9 par la pand\u00e9mie, mais c\u2019est une tendance que nous observons de plus en plus. Les solutions d&#039;IA et d&#039;apprentissage automatique sont appliqu\u00e9es dans de nombreux domaines d&#039;activit\u00e9, des chatbots du service client \u00e0 la d\u00e9tection des fraudes, en passant par l&#039;analyse des produits financiers adapt\u00e9s \u00e0 un client.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pourquoi?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI and machine learning are helping in many complicated finance processes. Managing assets, evaluating levels of risk, calculating credit scores, and even approving loans are using algorithms to improve efficiency and increase revenues.<\/li>\n\n\n\n<li>En raison de la grande quantit\u00e9 de donn\u00e9es, la finance constitue un domaine attrayant pour l&#039;apprentissage automatique, car il tend \u00e0 \u00eatre plus pr\u00e9cis pour tirer des informations et faire des pr\u00e9dictions lorsque de grands volumes de donn\u00e9es sont introduits dans le syst\u00e8me.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Effets<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Better fraud detection and prevention. Machine learning works by scanning through large data sets to detect unique activities or anomalies and flag them for further investigation by security teams.<\/li>\n\n\n\n<li>Robo-advisors help with portfolio management. Robo-advisors require low account minimums and are usually cheaper than human portfolio managers.<\/li>\n\n\n\n<li>Processus am\u00e9lior\u00e9 de pr\u00eat d\u2019argent ou de fourniture d\u2019assurance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Thoughts from Ruth Stanat, CEO of SIS International Research<\/strong><\/h2>\n\n\n\n<p>Fintech is <strong>moving at warp speed<\/strong>, and if you\u2019re still relying on outdated insights, you\u2019re setting yourself up to lose. <strong><a href=\"https:\/\/www.sisinternational.com\/fr\/competence\/les-industries\/etude-de-marche-de-suivi-des-tendances\/\" title=\"\u00c9tude de march\u00e9 sur le suivi des tendances\"  data-wpil-monitor-id=\"5452\">Market research isn\u2019t just about tracking<\/a> trends\u2014it\u2019s about owning the future.<\/strong><\/p>\n\n\n\n<p>\u00c0 <a href=\"https:\/\/www.linkedin.com\/company\/sisinternationalresearch\/\" target=\"_blank\" rel=\"noopener\"><strong>Recherche internationale SIS<\/strong><\/a>, we deliver <strong>real-time fintech intelligence<\/strong> so our clients don\u2019t just adapt to change<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Notre emplacement \u00e0 New York<\/h2>\n\n\n\n<p>  <iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3022.976188376966!2d-73.99130312499956!3d40.740549471389315!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c259a15798c731%3A0xd695d09bdd495f25!2s11%20E%2022nd%20St%20FL%202%2C%20New%20York%2C%20NY%2010010%2C%20USA!5e0!3m2!1sen!2spe!4v1726171763526!5m2!1sen!2spe\" width=\"600\" height=\"450\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe>  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">11 E 22nd Street, \u00e9tage 2, New York, NY 10010 T\u00e9l. : +1(212) 505-6805<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00c0 propos de SIS International<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.sisinternational.com\/fr\/\"><span style=\"font-weight: 400;\">SIS International<\/span><\/a><span style=\"font-weight: 400;\"> propose des recherches quantitatives, qualitatives et strat\u00e9giques. Nous fournissons des donn\u00e9es, des outils, des strat\u00e9gies, des rapports et des informations pour la prise de d\u00e9cision. Nous menons \u00e9galement des entretiens, des enqu\u00eates, des groupes de discussion et d\u2019autres m\u00e9thodes et approches d\u2019\u00e9tudes de march\u00e9.<\/span><a href=\"https:\/\/www.sisinternational.com\/fr\/a-propos-de-la-recherche-internationale-sis\/contact-sis-international-market-research\/\"><span style=\"font-weight: 400;\"> Contactez nous<\/span><\/a><span style=\"font-weight: 400;\"> pour votre prochain projet d&#039;\u00e9tude de march\u00e9.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Tendances FinTech\u00a0; cette industrie est l\u2019un des march\u00e9s les plus d\u00e9velopp\u00e9s et les plus dynamiques de ces derni\u00e8res ann\u00e9es. Nous avons d\u00e9cid\u00e9 de diviser les tendances en 3 cat\u00e9gories<\/p>","protected":false},"author":1,"featured_media":69522,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[287,354,302],"tags":[],"class_list":["post-37777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-spotlight","category-fintech","category-thought-leadership","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/posts\/37777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/comments?post=37777"}],"version-history":[{"count":8,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/posts\/37777\/revisions"}],"predecessor-version":[{"id":80218,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/posts\/37777\/revisions\/80218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/media\/69522"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/media?parent=37777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/categories?post=37777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sisinternational.com\/fr\/wp-json\/wp\/v2\/tags?post=37777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}