{"id":46676,"date":"2024-03-01T20:23:58","date_gmt":"2024-03-02T01:23:58","guid":{"rendered":"https:\/\/www.sisinternational.com\/?page_id=46676"},"modified":"2026-05-05T16:53:08","modified_gmt":"2026-05-05T20:53:08","slug":"investigacion-de-mercado-de-seguros-de-flotas-y-consultoria-estrategica","status":"publish","type":"page","link":"https:\/\/www.sisinternational.com\/es\/pericia\/investigacion-de-mercado-de-seguros-de-flotas-y-consultoria-estrategica\/","title":{"rendered":"Investigaci\u00f3n de mercado de seguros de flotas y consultor\u00eda estrat\u00e9gica"},"content":{"rendered":"<div class=\"sis-hero-preserved sis-injected-hero\" data-sis-injected=\"hero\">\n<h1 class=\"wp-block-heading\"><a href=\"https:\/\/www.sisinternational.com\/es\/pericia\/industrias\/estudio-de-mercado-de-transporte-y-logistica\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">Fleet Insurance Market<\/a> Research and Strategy Consulting<\/h1>\n<figure class=\"gb-block-image gb-block-image-c0b86f78\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-c0b86f78\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1.jpg\" alt=\"Investigaci\u00f3n y estrategia de mercado internacional de SIS\" title=\"Fleet Insurance (1)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-1-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<\/p>\n<p>En una era en la que la log\u00edstica y el transporte son los pilares del comercio, garantizar la eficiencia, la seguridad y la confiabilidad de las flotas de veh\u00edculos se ha vuelto primordial para las empresas de todo el mundo. Aqu\u00ed es donde entran en juego la investigaci\u00f3n de mercado de seguros de flotas y la consultor\u00eda estrat\u00e9gica, que ofrecen conocimientos y orientaci\u00f3n invaluables para navegar por las intrincadas aguas del seguro de flotas de veh\u00edculos comerciales en un contexto de riesgos y oportunidades en evoluci\u00f3n.<\/p>\n<p>\u00bfQu\u00e9 es la investigaci\u00f3n de mercado y la consultor\u00eda estrat\u00e9gica de seguros de flotas?<\/p>\n<p>Fleet <a href=\"https:\/\/www.sisinternational.com\/es\/pericia\/industrias\/investigacion-de-mercado-de-seguros-de-embarcaciones-y-consultoria-estrategica\/\" title=\"Investigaci\u00f3n de mercado de seguros n\u00e1uticos y consultor\u00eda estrat\u00e9gica\"  data-wpil-monitor-id=\"5010\">insurance market research and strategy consulting<\/a> aims to understand and optimize insurance practices within fleet management. It involves gathering insights into market trends, competitor strategies, regulatory landscapes, and customer preferences specific to fleet insurance.<\/p>\n<p>Market research in this context involves gathering data on various facets of fleet insurance, including pricing models, <a class=\"wpil_keyword_link\" href=\"https:\/\/www.sisinternational.com\/es\/cobertura\/\"   title=\"Cobertura de investigaci\u00f3n de mercado\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"599\">cobertura<\/a> options, claim processes, and emerging trends. <a href=\"https:\/\/www.sisinternational.com\/es\/marketing-directo\/\" title=\"\u00bfQu\u00e9 es el marketing directo?\"  data-wpil-monitor-id=\"2236\">Strategy consulting<\/a> complements this by providing tailored recommendations and actionable insights based on market research findings. Together, these disciplines offer a holistic framework for businesses to make informed decisions regarding their fleet insurance needs.<\/p>\n<h2 class=\"wp-block-heading\">Importancia de la investigaci\u00f3n de mercado de seguros de flotas y la consultor\u00eda estrat\u00e9gica<\/h2>\n<p>Firstly, conducting thorough market research enables businesses to understand the dynamics shaping the fleet insurance landscape. This insight allows them to identify emerging trends, anticipate market shifts, and capitalize on opportunities for innovation and differentiation in their <a href=\"https:\/\/www.sisinternational.com\/es\/soluciones\/consultoria-estrategica\/planificacion-de-escenarios\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">insurance strategies<\/a>.<\/p>\n<p>Adem\u00e1s, <a href=\"https:\/\/www.sisinternational.com\/es\/convertirse-en-un-campeon-oculto-en-marketing-de-nicho\/\" title=\"Estrategia de marketing de campeones ocultos y marketing de nicho\"  data-wpil-monitor-id=\"7576\">consultor\u00eda estrat\u00e9gica<\/a> provides invaluable guidance in translating market insights into actionable strategies. Consultants can help businesses develop customized approaches to fleet insurance that align with their unique needs, goals, and risk profiles.<\/p>\n<p>Adem\u00e1s, al invertir en investigaci\u00f3n de mercado y consultor\u00eda estrat\u00e9gica, las empresas pueden tomar decisiones basadas en datos que mitiguen los riesgos e impulsen la eficiencia operativa y la rentabilidad. En cualquier caso, ofrece m\u00faltiples beneficios para las empresas, entre ellos:<\/p>\n<figure class=\"gb-block-image gb-block-image-201cb5f3\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-201cb5f3\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2.jpg\" alt=\"Investigaci\u00f3n y estrategia de mercado internacional de SIS\" title=\"Fleet Insurance (2)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-2-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<ul class=\"wp-block-list\">\n<li><strong>Soluciones de seguros a medida:<\/strong> One of the primary benefits of engaging in fleet <a href=\"https:\/\/www.sisinternational.com\/es\/pericia\/industrias\/estudio-de-mercado-de-seguros-contra-danos-a-la-propiedad\/\" title=\"Investigaci\u00f3n de mercado de seguros de propiedad y accidentes\"  data-wpil-monitor-id=\"5198\">insurance market research<\/a> and strategy consulting is the ability to tailor insurance solutions to specific business needs. By understanding market dynamics and customer preferences, businesses can design insurance packages with the right coverage and cost-effectiveness balance.<\/li>\n<li><strong>Mitigaci\u00f3n de riesgos:<\/strong> Las estrategias eficaces de seguro de flotas son cruciales para mitigar los riesgos asociados con las operaciones de la flota. La investigaci\u00f3n de mercado ayuda a identificar riesgos y vulnerabilidades potenciales, mientras que la consultor\u00eda estrat\u00e9gica gu\u00eda sobre la implementaci\u00f3n de medidas de mitigaci\u00f3n de riesgos.<\/li>\n<li><strong>Optimizaci\u00f3n de costos:<\/strong> El seguro de flota puede representar una parte importante de los gastos operativos comerciales. Las empresas pueden identificar oportunidades para optimizar los costos de seguros sin comprometer la cobertura a trav\u00e9s de investigaciones de mercado y consultor\u00eda estrat\u00e9gica. Esto puede implicar negociar primas, explorar opciones de cobertura alternativas o implementar estrategias de gesti\u00f3n de riesgos para reducir las reclamaciones de seguros.<\/li>\n<li><strong>Cumplimiento y alineaci\u00f3n regulatoria:<\/strong> Fleet insurance market <a href=\"https:\/\/www.sisinternational.com\/es\/soluciones\/legal-market-research\/\" title=\"Legal Market Research\"  data-wpil-monitor-id=\"2970\">research and strategy consulting<\/a> can help businesses stay abreast of evolving regulations and ensure that their insurance practices align with legal requirements. This proactive approach mitigates the risk of non-compliance penalties and legal liabilities.<\/li>\n<li><strong>Ventaja competitiva mejorada:<\/strong> By investing in <a href=\"https:\/\/www.sisinternational.com\/es\/soluciones\/consultoria-estrategica\/entrenamiento-y-estrategia-de-inteligencia-competitiva\/\" title=\"Entrenamiento y Estrategia en Inteligencia Competitiva\"  data-wpil-monitor-id=\"6738\">fleet insurance market research and strategy<\/a> consulting, companies can differentiate themselves by offering superior insurance solutions, better risk management practices, and more cost-effective operations.<\/li>\n<\/ul>\n<\/div>\n<h1>Fleet Insurance Market Research and Strategy Consulting: How Leading Carriers Win Commercial Auto<\/h1>\n<p>Commercial auto has been the hardest line in P&#038;C for over a decade. The carriers pulling ahead share a common discipline: they treat fleet insurance market research and strategy consulting as a continuous intelligence function, not a quinquennial pricing exercise.<\/p>\n<p>Loss ratios in trucking, last-mile delivery, and mixed-fleet operations have absorbed nuclear verdicts, social inflation, and a structural shift in vehicle replacement costs. The winners are not the carriers with the lowest rates. They are the carriers who understand fleet operator economics deeply enough to price selection, structure retentions, and design coverage that mid-market and large fleets actually want to buy.<\/p>\n<h2>Why Fleet Insurance Market Research Now Drives Underwriting Edge<\/h2>\n<p>Fleet insurance buyers have changed. A risk manager at a Fortune 500 logistics operator runs a captive, layers excess, and negotiates with brokers using telematics-derived loss data the carrier often does not see. A regional grocery chain with 800 power units uses a TPA, self-insures retention up to a defined corridor, and shops the working layer separately from umbrella.<\/p>\n<p>The carrier that wins this account understands the buyer&#8217;s full risk financing structure before the submission arrives. That is what fleet insurance market research and strategy consulting now delivers: a buyer-side view of how risk is actually transferred, retained, and priced inside the account.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\"><a href=\"https:\/\/www.sisinternational.com\/es\/contacto-sis-investigacion-de-mercado-internacional\/\" class=\"sis-link-recovered\" data-sis-recovered=\"1\">SIS International Research<\/a>&#8217;s B2B expert interviews with risk managers, fleet safety directors, and commercial brokers across North America and Europe consistently surface a gap between what carriers believe they are selling and what fleet buyers believe they are purchasing. The disconnect is sharpest on telematics data ownership, claims handling SLAs, and how loss-control services are valued at renewal.<\/span><\/p>\n<h2>The Telematics Question Reshaping Commercial Auto Pricing<\/h2>\n<p>Telematics in personal auto is a scoring input. In fleet, it is a governance question. Large fleets running Samsara, Geotab, or Lytx generate granular event data: hard braking, following distance, lane departure, distracted driving flags. The carriers winning preferred accounts have moved past discount-for-data and are negotiating data-sharing protocols that feed loss-control engagement and mid-term pricing adjustments.<\/p>\n<p>Three structural shifts matter for any carrier evaluating its fleet book:<\/p>\n<ul>\n<li><strong>Video telematics as evidence.<\/strong> Forward-facing and driver-facing cameras have changed nuclear verdict defense economics. Carriers underwriting fleets without exposure-adjusted camera adoption are pricing a different risk than they think.<\/li>\n<li><strong>ADAS adoption curves by vehicle class.<\/strong> Class 8 tractors with collision mitigation, lane-keeping, and adaptive cruise are emerging as a distinct severity cohort. Mixed-age fleets blend the signal.<\/li>\n<li><strong>Driver scoring as a renewal lever.<\/strong> Behavior-based scoring tied to coaching programs is reducing frequency in disciplined fleets. The carriers capturing this are repricing inside the policy period, not waiting for renewal.<\/li>\n<\/ul>\n<h2>Where Strategy Consulting Changes the Portfolio Math<\/h2>\n<p>Most fleet portfolios were built through agency relationships and historical class appetite. Strategy consulting reframes the portfolio question around three variables: industry segment economics, fleet size band, and risk financing sophistication of the buyer.<\/p>\n<p>A 50-unit HVAC fleet, a 500-unit regional LTL carrier, and a 5,000-unit national parcel operator are three distinct businesses. They buy differently, retain differently, and respond to loss-control investment differently. Carriers treating them as one segment with size-banded rates are leaving margin on the table at the top and bleeding loss ratio at the bottom.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\">In structured competitive intelligence engagements SIS International has conducted for commercial lines carriers, the most consistent finding is that mid-market fleet accounts (100 to 1,000 power units) are simultaneously the most profitable and the most under-served by tailored product design. National accounts get bespoke programs. Small fleets get packaged products. The middle gets a slightly modified small-fleet contract priced like a national account.<\/span><\/p>\n<h2>The Distribution Question: Wholesale, Retail, and Captives<\/h2>\n<p>Fleet distribution has bifurcated. Marsh, Aon, and Lockton dominate national accounts with fee-based engagements that look more like risk consulting than placement. Regional retail brokers and wholesalers like RT Specialty and CRC handle the middle market through traditional commission structures. Captives, RRGs, and group programs absorb risk that the standard market has cycled away from.<\/p>\n<p>A carrier strategy that does not differentiate go-to-market by distribution segment is a carrier strategy that will lose accounts at renewal without knowing why. The relevant question is not &#8220;which brokers do we appoint&#8221; but &#8220;which buyer segments are we built to serve, through which channel, with which product structure, at which loss ratio target.&#8221;<\/p>\n<h2>A Framework for Fleet Insurance Portfolio Decisions<\/h2>\n<p>The following framework is one SIS uses in commercial lines engagements to align underwriting, distribution, and product strategy.<\/p>\n<figure class=\"wp-block-table sis-injected-table\" data-sis-injected=\"table\">\n<table>\n<thead>\n<tr>\n<th>Segment<\/th>\n<th>Buyer Decision Driver<\/th>\n<th>Carrier Lever<\/th>\n<th>Distribution Fit<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Small fleet (under 50 units)<\/td>\n<td>Price, ease of placement<\/td>\n<td>Packaged BOP plus auto, agency appetite<\/td>\n<td>Independent agents, MGAs<\/td>\n<\/tr>\n<tr>\n<td>Mid-market (50 to 1,000)<\/td>\n<td>Loss control, claims service, telematics integration<\/td>\n<td>Account underwriting, engineering services, data partnerships<\/td>\n<td>Regional retail, wholesale specialists<\/td>\n<\/tr>\n<tr>\n<td>National account (1,000+)<\/td>\n<td>Risk financing structure, captive support, global program<\/td>\n<td>Large deductible, fronting, captive reinsurance<\/td>\n<td>Global brokers, direct<\/td>\n<\/tr>\n<tr>\n<td>Specialty (hazmat, auto haulers, public auto)<\/td>\n<td>Capacity, coverage breadth<\/td>\n<td>Specialty underwriting, E&#038;S paper<\/td>\n<td>Wholesale, program administrators<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p style=\"font-size:11px;color:#666;margin-top:4px;\"><em>Source: SIS International Research<\/em><\/p>\n<h2>What the Best Commercial Auto Carriers Do Differently<\/h2>\n<p>The carriers gaining share in fleet are the ones who have rebuilt their submission triage around three questions: Does the buyer&#8217;s risk financing structure fit our appetite? Does the fleet&#8217;s telematics maturity match our loss-control model? Is the broker positioned to renew this account or shop it?<\/p>\n<p>That is a research-driven underwriting culture. It requires voice-of-customer programs with risk managers, win\/loss analysis on every account over a defined premium threshold, and competitive intelligence on how rival carriers structure deductibles, aggregate stop-loss, and claims handling commitments.<\/p>\n<p><span style=\"color:#216896;border-left:3px solid #216896;padding-left:0.5rem;\">SIS International&#8217;s proprietary research in commercial lines indicates that carriers running disciplined win\/loss programs across fleet submissions identify pricing and coverage gaps an average of two renewal cycles before they show up in retention metrics. By the time retention drops, the book has already been re-priced by the market.<\/span><\/p>\n<h2>The Reshoring and E-Commerce Tailwinds<\/h2>\n<figure class=\"wp-block-image size-large sis-injected-img\" data-sis-injected=\"img\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-59026cfe\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5.jpg\" alt=\"Investigaci\u00f3n y estrategia de mercado internacional de SIS\" title=\"Fleet Insurance (5)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-5-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<p>Two structural forces are expanding the addressable fleet insurance market. Reshoring is rebuilding domestic industrial fleets in chemicals, metals, and intermediate goods. E-commerce continues to expand last-mile and middle-mile fleet density across DSPs, regional parcel carriers, and grocery delivery operators. Both create new fleet operators with limited loss history and significant appetite for carriers who can underwrite forward-looking risk rather than backward-looking experience.<\/p>\n<p>Carriers with the research infrastructure to size these segments by geography, vehicle class, and operator type will write the profitable accounts. Carriers without it will write the residual.<\/p>\n<h2>Building the Intelligence Function<\/h2>\n<figure class=\"wp-block-image size-large sis-injected-img\" data-sis-injected=\"img\"><img loading=\"lazy\" decoding=\"async\" width=\"1456\" height=\"816\" class=\"gb-image gb-image-3c6c828a\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3.jpg\" alt=\"Investigaci\u00f3n y estrategia de mercado internacional de SIS\" title=\"Fleet Insurance (3)\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3.jpg 1456w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/10\/Fleet-Insurance-3-18x10.jpg 18w\" sizes=\"auto, (max-width: 1456px) 100vw, 1456px\"><\/figure>\n<p>Fleet insurance market research and strategy consulting is not a one-time project. It is a continuous capability covering buyer interviews, broker intelligence, competitor product teardowns, telematics vendor assessments, and segment-level loss ratio diagnostics. The carriers treating it that way are compounding underwriting advantage. The carriers treating it as procurement are renewing the same book at the same loss ratio and wondering why the cycle is not turning in their favor.<\/p>\n<h2 id=\"about-sis-international\" style=\"font-family:Arial,sans-serif;color:#1a3d68;\">Acerca de SIS Internacional<\/h2>\n<p><a href=\"https:\/\/www.sisinternational.com\/es\/\">SIS Internacional<\/a> ofrece investigaci\u00f3n cuantitativa, cualitativa y estrat\u00e9gica. Proporcionamos datos, herramientas, estrategias, informes y conocimientos para la toma de decisiones. Tambi\u00e9n realizamos entrevistas, encuestas, grupos focales y otros m\u00e9todos y enfoques de investigaci\u00f3n de mercado. <a href=\"https:\/\/www.sisinternational.com\/es\/sobre-la-investigacion-internacional-de-sis\/contact-sis-international-market-research\/\">P\u00f3ngase en contacto con nosotros<\/a> para su pr\u00f3ximo proyecto de Investigaci\u00f3n de Mercado.<\/p>\n<p><!-- sis-hreflang-start -->\n<link rel=\"alternate\" hreflang=\"en-US\" href=\"https:\/\/www.sisinternational.com\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ar\" href=\"https:\/\/www.sisinternational.com\/ar\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"zh-CN\" href=\"https:\/\/www.sisinternational.com\/zh\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"zh-HK\" href=\"https:\/\/www.sisinternational.com\/zh_hk\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"nl-NL\" href=\"https:\/\/www.sisinternational.com\/nl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"fr-FR\" href=\"https:\/\/www.sisinternational.com\/fr\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"de-DE\" href=\"https:\/\/www.sisinternational.com\/de\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"it-IT\" href=\"https:\/\/www.sisinternational.com\/it\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ja\" href=\"https:\/\/www.sisinternational.com\/ja\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ko-KR\" href=\"https:\/\/www.sisinternational.com\/ko\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pl-PL\" href=\"https:\/\/www.sisinternational.com\/pl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pt-BR\" href=\"https:\/\/www.sisinternational.com\/pt\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"es-ES\" href=\"https:\/\/www.sisinternational.com\/es\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"en\" href=\"https:\/\/www.sisinternational.com\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"zh\" href=\"https:\/\/www.sisinternational.com\/zh\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"nl\" href=\"https:\/\/www.sisinternational.com\/nl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"fr\" href=\"https:\/\/www.sisinternational.com\/fr\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"de\" href=\"https:\/\/www.sisinternational.com\/de\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"it\" href=\"https:\/\/www.sisinternational.com\/it\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"ko\" href=\"https:\/\/www.sisinternational.com\/ko\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pl\" href=\"https:\/\/www.sisinternational.com\/pl\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"pt\" href=\"https:\/\/www.sisinternational.com\/pt\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<link rel=\"alternate\" hreflang=\"es\" href=\"https:\/\/www.sisinternational.com\/es\/expertise\/fleet-insurance-market-research-and-strategy-consulting\/\" \/>\n<!-- sis-hreflang-end --><\/p>\n<section class=\"sis-related-recovered\" data-sis-recovered-section=\"1\">\n<h3>Related SIS Resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.sisinternational.com\/es\/qualitative-research-to-enhance-customer-experience\/\" class=\"sis-link-recovered\">qualitative research<\/a><\/li>\n<\/ul>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>La investigaci\u00f3n de mercado de seguros de flotas y la consultor\u00eda estrat\u00e9gica tienen como objetivo comprender y optimizar las pr\u00e1cticas de seguros dentro de la gesti\u00f3n de flotas.<\/p>","protected":false},"author":1,"featured_media":71954,"parent":14514,"menu_order":418,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46676","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/pages\/46676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/comments?post=46676"}],"version-history":[{"count":16,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/pages\/46676\/revisions"}],"predecessor-version":[{"id":88003,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/pages\/46676\/revisions\/88003"}],"up":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/pages\/14514"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/media\/71954"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/es\/wp-json\/wp\/v2\/media?parent=46676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}