{"id":40964,"date":"2022-11-04T18:45:31","date_gmt":"2022-11-04T18:45:31","guid":{"rendered":"https:\/\/www.sisinternational.com\/?page_id=40964"},"modified":"2025-10-01T22:35:55","modified_gmt":"2025-10-02T02:35:55","slug":"regtech-regulierungstechnologie","status":"publish","type":"page","link":"https:\/\/www.sisinternational.com\/de\/sachverstand\/regtech-regulierungstechnologie\/","title":{"rendered":"RegTech \u2013 Regulierungstechnologie"},"content":{"rendered":"<h1 class=\"wp-block-heading\">RegTech \u2013 Regulierungstechnologie<\/h1>\n\n\n\n<figure class=\"gb-block-image gb-block-image-f453bbcc\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"574\" class=\"gb-image gb-image-f453bbcc\" src=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5-1024x574.jpg\" srcset=\"https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5-1024x574.jpg 1024w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5-300x168.jpg 300w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5-768x430.jpg 768w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5-18x10.jpg 18w, https:\/\/www.sisinternational.com\/wp-content\/uploads\/2025\/08\/RegTech-5.jpg 1456w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"SIS International Marktforschung &amp; Strategie\"><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p>\u201cRegTech,\u201d dubbed \u201cthe new FinTech,\u201d has rapidly ascended from complete obscurity into prominence. RegTech is pretty much what it says on the tin (at the risk of sounding too simple). It is the use of new technology to enable the delivery of regulatory requirements. This wedding of <a href=\"https:\/\/www.sisinternational.com\/de\/losungen\/fintech-strategieberatung-forschung\/regulierungstechnologieforschung\/\" title=\"Regulation Technology Market Research\"  data-wpil-monitor-id=\"7719\">technology and regulation<\/a> is not new. But it is becoming more and more important as levels of regulation rise and attention to data and reporting increases.<\/p>\n\n\n\n<p>The increase in investment in RegTech is because of companies having to deal with growing levels of regulation that have come into force in 2012. These include Know Your Customer, <a href=\"https:\/\/www.sisinternational.com\/de\/losungen\/fintech-strategieberatung-forschung\/anti-geldwasche-aml-marktforschung\/\" title=\"Anti Money Laundering Market Research\"  data-wpil-monitor-id=\"7709\">Anti Money Laundering<\/a>, Basel III, the second Markets in Financial Instruments Directive (MiFID II), and the second Payment Services Directive (PSD2).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">RegTech-Chancen<\/h2>\n\n\n\n<p>Companies are boosting their RegTech applications and systems so they can do more. They are enhancing the current tools in ways that release substantial advances in data <a href=\"https:\/\/www.sisinternational.com\/de\/losungen\/ai-marktforschung-und-strategieberatung\/change-management-automatisierung-kunstliche-intelligenz-beratung\/\" title=\"Change-Management-Automatisierung und KI-Beratung\"  data-wpil-monitor-id=\"7721\">management and automation<\/a>. These improvements are informing breakthrough enhancements across the complete range of asset managers\u2019 back-office functions \u2013 and more and more middle-office processes as well.<\/p>\n\n\n\n<p>Experten sind sich einig, dass RegTech bei der Fundamental Review of the Trading Book (FRTB) eine gute Rolle spielen wird. Es wird Unternehmen dabei helfen, einen intelligenteren Weg zu finden, um die Herausforderungen der Regulierung zu bew\u00e4ltigen. RegTech bietet auch die M\u00f6glichkeit zur Know-Your-Customer-Berichterstattung (KYC) und zur Einhaltung der Datenschutz-Grundverordnung (DSGVO).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Die derzeit vielversprechendsten Technologien im Bereich Risikomanagement und RegTech lassen sich grob in die folgenden Kategorien einteilen:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Datenanalyse \u2013 Untersuchung gro\u00dfer Mengen unstrukturierter und strukturierter Daten, um Muster zu erkennen und Gesch\u00e4ftseinblicke zu gewinnen<\/li>\n\n\n\n<li>K\u00fcnstliche Intelligenz und kognitive Aussagen \u2013 die F\u00e4higkeit, menschliches Wissen und Erfahrung zu erfassen und anzuwenden<\/li>\n\n\n\n<li>Maschinelles Lernen \u2013 Extrapolation von Gesch\u00e4ftsregeln aus der Untersuchung riesiger Datens\u00e4tze.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">RegTech-Herausforderungen<\/h2>\n\n\n\n<p>Budding RegTech companies face challenges such as disinclination by data providers to comply, and <a href=\"https:\/\/www.sisinternational.com\/de\/losungen\/ai-marktforschung-und-strategieberatung\/kunstliche-intelligenz-wettbewerbsintelligenz-beratung\/\" title=\"K\u00fcnstliche Intelligenz Competitive Intelligence Beratung\"  data-wpil-monitor-id=\"7726\">competition from big consultancies<\/a>. The fast-paced growth of a number of RegTech companies and the fact that they are more cost-effective, agile, and can more easily adjust and push the innovation that is sweeping the sector makes it likely that they can meet these challenges.<\/p>\n\n\n\n<p>Substantial obstacles exist in adopting new <a href=\"https:\/\/www.sisinternational.com\/de\/losungen\/bildungstechnologie-edtech-losungen\/\" title=\"L\u00f6sungen f\u00fcr Bildungstechnologie (EdTech)\"  data-wpil-monitor-id=\"7724\">solutions and technologies<\/a> because the confidentiality of data trumps regulatory reporting. Financial institutions must prioritize shielding the privacy of clients\u2019 data before adopting any compliance solution. The challenge lies in ensuring that regulations strike an appropriate balance between protecting privacy and security, and effective data use.<\/p>\n\n\n\n<p>Eine weitere Herausforderung stellt die Hierarchie der Vorschriften dar. Vorschriften sind kompliziert, vielf\u00e4ltig und multidisziplin\u00e4r. Bestimmte Vorschriften gelten nur f\u00fcr nationale Bed\u00fcrfnisse. Eine weitere Herausforderung ist das Fehlen einer klaren L\u00f6sung unter den Regulierungsbeh\u00f6rden hinsichtlich der richtigen L\u00f6sungen und anzuwendenden Standards. Dies ist eine Herausforderung, da es tendenziell Unsicherheit schafft.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Wie Marktforschung helfen kann<\/h2>\n\n\n\n<p>The RegTech market is massive. <a href=\"https:\/\/www.sisinternational.com\/de\/sachverstand\/branchen\/industrielle-marktforschung\/\" title=\"Industrielle Marktforschung und Strategie\"  data-wpil-monitor-id=\"7712\">Market research is important because finance industry<\/a> players want to get more value from technology with fewer dollars spent. <a href=\"https:\/\/www.sisinternational.com\/de\/sachverstand\/lebenslaufe\/lebenslauf-mit-erfahrungen-in-der-automobilindustrie\/\" title=\"Marktforschungsunternehmen f\u00fcr die Automobilindustrie\"  data-wpil-monitor-id=\"7716\">Market researchers can scout the industry<\/a> for new technologies that can be applied to banks and other financial institutions\u2019 regulatory infrastructures. They can see which RegTech solutions offer the best means for overburdened firms to provide regulators with the data they require in a way that is faster, better, safer, and cheaper for all.<\/p>\n\n\n\n<p>RegTech hat das Potenzial, durch k\u00fcnstliche Intelligenzfilter und Deep Learning Einblicke nahezu in Echtzeit zu liefern. Es \u00fcberwacht die Kapazit\u00e4t und erkennt St\u00f6rungen im Voraus, sodass der Kunde nicht im Nachhinein Durchsetzungsma\u00dfnahmen ergreifen muss. Das Potenzial des RegTech-Marktes ist betr\u00e4chtlich, aber er befindet sich noch in einem fr\u00fchen Stadium und es gibt nur wenige dokumentierte Fallstudien, die seine Kapitalrendite belegen.<\/p>\n\n\n\n<p>RegTech will continue to build on the gains it has made so far. This growth will come from new tools being built to serve the specific requirements of regulated companies both within and outside the financial services industry. It\u2019s safe to say the insurance sector will get special attention. There will be more partnerships between current financial institutions and next-generation technology providers, supporting an environment of greater innovation, which will lead to even more growth within the <a href=\"https:\/\/www.sisinternational.com\/de\/sachverstand\/branchen\/automobilmarktforschung\/zukunft-der-elektrofahrzeuge-in-den-usa\/\" title=\"The Future of Electric Vehicles in the USA &#8211; The Next 5 Years\"  data-wpil-monitor-id=\"7728\">next few years<\/a>.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>RegTech ist der Einsatz neuer Technologien, um die Erf\u00fcllung gesetzlicher Anforderungen zu erm\u00f6glichen. Diese Verbindung von Technologie wird immer wichtiger, da der Grad der Regulierung zunimmt und Daten und Berichten mehr Aufmerksamkeit gewidmet wird.<\/p>","protected":false},"author":1,"featured_media":64865,"parent":14514,"menu_order":146,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-40964","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/pages\/40964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/comments?post=40964"}],"version-history":[{"count":5,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/pages\/40964\/revisions"}],"predecessor-version":[{"id":81301,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/pages\/40964\/revisions\/81301"}],"up":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/pages\/14514"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/media\/64865"}],"wp:attachment":[{"href":"https:\/\/www.sisinternational.com\/de\/wp-json\/wp\/v2\/media?parent=40964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}