{"id":31308,"date":"2019-03-23T23:55:17","date_gmt":"2019-03-23T23:55:17","guid":{"rendered":"https:\/\/www.sisinternational.com\/?page_id=31308"},"modified":"2026-01-25T19:27:52","modified_gmt":"2026-01-26T00:27:52","slug":"%d8%a3%d8%a8%d8%ad%d8%a7%d8%ab-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%84%d9%84%d8%a3%d9%81%d8%b1%d8%a7%d8%af","status":"publish","type":"page","link":"https:\/\/www.sisinternational.com\/ar\/%d8%ad%d9%84%d9%88%d9%84\/%d8%a3%d8%a8%d8%ad%d8%a7%d8%ab-%d8%a7%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d8%b3%d8%aa%d8%b1%d8%a7%d8%aa%d9%8a%d8%ac%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84%d9%88%d8%ac\/%d8%a3%d8%a8%d8%ad%d8%a7%d8%ab-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%84%d9%84%d8%a3%d9%81%d8%b1%d8%a7%d8%af\/","title":{"rendered":"\u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f"},"content":{"rendered":"

\u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/h1>\n\n\n\n
\"SIS<\/figure>\n\n\n\n
\n\n\n\n

Retail banking has mass-market appeal. It is also known as consumer banking. Under this model, the local branches of large commercial banks set up special units to meet the needs of their clients. Retail banking<\/a> units are designed to be the one-stop shop for as many financial services as possible.<\/span><\/p>\n\n\n\n

\u0645\u0627 \u0647\u064a \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u061f<\/strong><\/h2>\n\n\n\n

\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 banking market research<\/a> analyzes consumer behaviors, market trends, and the competitive landscape, aiming to furnish stakeholders with profound insights of the retail market. It delves deep into customer satisfaction metrics, service delivery efficiency, and the burgeoning suite of financial products, ensuring that banks are proactive in their market strategies<\/span><\/p>\n\n\n\n

\u0644\u0645\u0627\u0630\u0627 \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0625\u0644\u0649 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/strong><\/h2>\n\n\n\n

Retail banking market research<\/a> is instrumental in risk management. This research offers insights into market<\/a> trends, potential threats, and opportunities, allowing banks to position themselves in a way that balances risk and return effectively.<\/span><\/p>\n\n\n\n

It is also key in product development and innovation. Retail banking market research<\/a> provides a clear understanding of customer needs and preferences, driving the development of products and services that exceed customer expectations. It’s about aligning innovation with market demand, ensuring that every new offering is a strategic step towards greater market share and customer loyalty.<\/span><\/p>\n\n\n\n

Furthermore, retail banking market research<\/a> provides a granular view of customer satisfaction, loyalty drivers, and switching behaviors, enabling banks to craft targeted strategies that bolster customer retention and attract new clients.<\/span><\/p>\n\n\n\n

\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/strong><\/h2>\n\n\n\n
\"SIS<\/figure>\n\n\n\n

<\/p>\n\n\n\n

\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062b\u0644\u0627\u062b \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0647\u064a:<\/span><\/p>\n\n\n\n

    \n
  1. \u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0645\u0627\u0644: <\/b>\u062a\u0642\u062f\u0645 \u0627\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0648\u0623\u0646\u0648\u0627\u0639 \u0623\u062e\u0631\u0649 \u0645\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0644\u0639\u0645\u0644\u0627\u0626\u0647\u0627<\/span><\/li>\n\n\n\n
  2. \u0644\u0642\u0628\u0648\u0644 \u0627\u0644\u0648\u062f\u0627\u0626\u0639:<\/b> \u062a\u0639\u062a\u0628\u0631 \u0648\u062d\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0643\u0627\u0646\u064b\u0627 \u0622\u0645\u0646\u064b\u0627 \u0644\u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0625\u064a\u062f\u0627\u0639 \u0645\u062f\u062e\u0631\u0627\u062a\u0647\u0645<\/span><\/li>\n\n\n\n
  3. \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644:<\/b> \u062a\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0646\u0648\u0627\u0639\u064b\u0627 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a. \u0648\u062a\u062a\u064a\u062d \u0644\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0625\u0646\u0641\u0627\u0642\u0647\u0645<\/span><\/li>\n<\/ol>\n\n\n\n

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    \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/strong><\/h2>\n\n\n\n

    Retail banking adapts services to meet consumer<\/a> needs. For example, most banks are parties to the Zelle cash app. This app enables consumers to transfer funds to their peers in a few clicks. It is a quick, convenient way to make payments, and is very popular among retail banking customers. <\/span><\/p>\n\n\n\n

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    \u0645\u0646 \u064a\u0633\u062a\u062e\u062f\u0645 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/strong><\/h2>\n\n\n\n

    Retail banking market research<\/a> is a crucial tool that serves a diverse array of stakeholders within the financial ecosystem. Its comprehensive insights and strategic implications extend far beyond a bank\u2019s executive boardroom.<\/span><\/p>\n\n\n\n

    \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/b> \u0647\u0645 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0648\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0648\u0646 \u0645\u0646 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a\u060c \u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0631\u0624\u0649 \u0627\u0644\u0645\u0633\u062a\u0645\u062f\u0629 \u0645\u0646 \u0627\u0644\u0628\u062d\u062b \u0628\u0645\u062b\u0627\u0628\u0629 \u0623\u0635\u0648\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u062a\u0633\u0627\u0639\u062f \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0627\u0633\u0645\u0629. \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0635\u0648\u063a\u0648\u0646 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u0645\u062f\u064a\u0631\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0630\u064a\u0646 \u064a\u0635\u0645\u0645\u0648\u0646 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0643\u0628\u064a\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u060c \u064a\u0648\u0641\u0631 \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b \u0623\u0633\u0627\u0633\u064b\u0627 \u0644\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u062c\u0647 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u062a\u0634\u0643\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/span><\/p>\n\n\n\n

    \u0645\u0633\u0624\u0648\u0644\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/b> also find great value in \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/a>. The financial sector is fraught with risks ranging from credit defaults to regulatory non-compliance. This \u0628\u062d\u062b<\/a> offers a panoramic view of the market landscape, helping these professionals anticipate and mitigate risks before they materialize into significant threats.<\/span><\/p>\n\n\n\n

    \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c <\/span>\u0623\u0642\u0633\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/b> \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0631\u0624\u0649 \u0627\u0644\u0645\u0633\u062a\u0642\u0627\u0629 \u0645\u0646 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0644\u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u0647\u0645 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0648\u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0648\u0645\u062d\u0631\u0643\u0627\u062a \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u064a\u0645\u0643\u0646 \u0644\u0647\u0630\u0647 \u0627\u0644\u0623\u0642\u0633\u0627\u0645 \u062a\u062d\u0633\u064a\u0646 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0647\u0627\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0643\u0644 \u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u0639\u0627\u0644\u0627\u064b \u0648\u0645\u0645\u062a\u0639\u064b\u0627.<\/span><\/p>\n\n\n\n

    \u0623\u062e\u064a\u0631\u0627\u060c <\/span>\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629<\/b> \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b \u0644\u0646\u062d\u062a \u0645\u0643\u0627\u0646\u062a\u0647\u0645 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u0647\u0645 \u0627\u0644\u0641\u062c\u0648\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635 \u0641\u064a \u0627\u0644\u0633\u0648\u0642\u060c \u064a\u0645\u0643\u0646 \u0644\u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u064a\u0646 \u062a\u0637\u0648\u064a\u0631 \u062d\u0644\u0648\u0644 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u063a\u064a\u0631 \u0627\u0644\u0645\u0644\u0628\u0627\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0639\u0637\u064a\u0644 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0648\u062a\u0637\u0648\u064a\u0631\u0647\u0627.<\/span><\/p>\n\n\n\n

    \u0643\u064a\u0641 \u064a\u062a\u0645 \u0625\u062c\u0631\u0627\u0621 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u061f<\/strong><\/h2>\n\n\n\n

    \u0637\u0631\u0642 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0643\u0645\u064a<\/b> are a cornerstone of retail banking<\/a> market research. Surveys and questionnaires are extensively used to collect a vast amount of data directly from customers. This data is statistically analyzed to understand customer preferences, behaviors, and trends on a broad scale.<\/span><\/p>\n\n\n\n

    \u0648\u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0637\u0631\u0642 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0646\u0648\u0639\u064a<\/b> \u0625\u0636\u0627\u0641\u0629 \u0639\u0645\u0642 \u0625\u0644\u0649 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u062a\u064a \u062a\u0645 \u062c\u0645\u0639\u0647\u0627. \u062a\u0648\u0641\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0648\u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0645\u0642\u0629 \u0641\u0647\u0645\u064b\u0627 \u062f\u0642\u064a\u0642\u064b\u0627 \u0644\u0645\u0648\u0627\u0642\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u062f\u0648\u0627\u0641\u0639\u0647\u0645 \u0648\u0645\u0634\u0627\u0639\u0631\u0647\u0645. \u062a\u0639\u062a\u0628\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u062e\u0627\u0635\u0629 \u0641\u064a \u0641\u0647\u0645 "\u0627\u0644\u0633\u0628\u0628" \u0648\u0631\u0627\u0621 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0633\u064a\u0627\u0642\u064b\u0627 \u063a\u0646\u064a\u064b\u0627 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0643\u0645\u064a\u0629.<\/span><\/p>\n\n\n\n

    \u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0633\u0648\u0642<\/b> \u064a\u0639\u062f \u062c\u0627\u0646\u0628\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0622\u062e\u0631 \u0644\u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f. \u064a\u062a\u0636\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0633\u0639 \u0625\u0644\u0649 \u0642\u0637\u0627\u0639\u0627\u062a \u0623\u0635\u063a\u0631 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0639\u064a\u0646\u0629 \u0645\u062b\u0644 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0646\u0641\u0633\u064a\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0629. \u0641\u0647\u0648 \u064a\u062a\u064a\u062d \u0644\u0644\u0628\u0646\u0648\u0643 \u062a\u0635\u0645\u064a\u0645 \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0648\u062c\u0647\u0648\u062f\u0647\u0627 \u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a\u0629 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0644\u0643\u0644 \u0634\u0631\u064a\u062d\u0629\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062f\u0631\u062c\u0629 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629.<\/span><\/p>\n\n\n\n

    \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0633<\/b> \u0647\u0648 \u0623\u064a\u0636\u0627 \u062c\u0632\u0621 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b. \u0648\u064a\u062a\u0636\u0645\u0646 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 \u0644\u062f\u0649 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646. \u064a\u0648\u0641\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0644\u0644\u0628\u0646\u0648\u0643 \u0631\u0624\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0644\u0644\u0633\u0648\u0642\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0647\u0627 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0641\u0631\u0635 \u0627\u0644\u062a\u0645\u0627\u064a\u0632 \u0648\u0627\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629.<\/span><\/p>\n\n\n\n

    Expected Results from Retail Banking Market Research.<\/strong><\/h2>\n\n\n\n

    \u2022 Comprehensive  Market Understanding: <\/b>\u062a\u0642\u062f\u0645 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0646\u0638\u0631\u0629 \u0628\u0627\u0646\u0648\u0631\u0627\u0645\u064a\u0629 \u0639\u0644\u0649 \u0645\u0634\u0647\u062f \u0627\u0644\u0633\u0648\u0642. \u0648\u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u062d\u062c\u0645 \u0627\u0644\u0633\u0648\u0642 \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0645\u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0631\u0633\u0645 \u0635\u0648\u0631\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062d\u0627\u0644\u064a \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a\u0647 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629.<\/span><\/p>\n\n\n\n

    \u2022 \u062a\u062d\u0644\u064a\u0644 \u062a\u0646\u0627\u0641\u0633\u064a \u0645\u062a\u0639\u0645\u0642:<\/b> \u062a\u0642\u0648\u0645 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0628\u062a\u0634\u0631\u064a\u062d \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0628\u062f\u0642\u0629. \u0648\u0647\u0648 \u064a\u0633\u0644\u0637 \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0648\u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0645\u0648\u0642\u0639 \u0627\u0644\u0644\u0627\u0639\u0628\u064a\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0641\u064a \u0627\u0644\u0633\u0648\u0642\u060c \u0648\u064a\u0642\u062f\u0645 \u0646\u0638\u0631\u0629 \u062b\u0627\u0642\u0628\u0629 \u062d\u0648\u0644 \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 \u0644\u062f\u064a\u0647\u0645. \u064a\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a \u0623\u0645\u0631\u064b\u0627 \u0645\u062d\u0648\u0631\u064a\u064b\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0644\u062a\u0643\u0648\u064a\u0646 \u0645\u0643\u0627\u0646\u0629 \u0645\u0646\u0627\u0633\u0628\u0629 \u0648\u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0641\u064a \u0627\u0644\u0644\u0639\u0628\u0629.<\/span><\/p>\n\n\n\n

    \u2022 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u062a\u062c \u0648\u0627\u0644\u062e\u062f\u0645\u0629:<\/b> \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0646 \u062a\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0644\u0642\u064a \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u0641\u0639\u0627\u0644\u064a\u0629 \u0648\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629. \u0648\u0647\u0648 \u064a\u062d\u062f\u062f \u0627\u0644\u0641\u062c\u0648\u0627\u062a \u0641\u064a \u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u064a\u062d\u062f\u062f \u0641\u0631\u0635 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u0648\u064a\u0648\u062c\u0647 \u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0645\u062d\u0641\u0638\u0629 \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/span><\/p>\n\n\n\n

    \u2022 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0648\u0627\u0644\u0623\u062b\u0631:<\/b> \u0648\u0646\u0638\u0631\u064b\u0627 \u0644\u0643\u0648\u0646 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u0627\u062a \u062a\u0646\u0638\u064a\u0645\u064b\u0627\u060c \u0641\u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b \u064a\u0642\u062f\u0645 \u0646\u0638\u0631\u0629 \u062b\u0627\u0642\u0628\u0629 \u062d\u0648\u0644 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0633\u0648\u0642. \u0625\u0646 \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u062a\u0643\u064a\u064a\u0641 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0630\u0644\u0643.<\/span><\/p>\n\n\n\n

    \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0641\u064a \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/strong><\/h2>\n\n\n\n
    \"SIS<\/figure>\n\n\n\n

    <\/p>\n\n\n\n

    \u062a\u062a\u0637\u0648\u0631 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631. \u0648\u0644\u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0623\u0645\u0631 \u0645\u062d\u0648\u0631\u064a \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062a\u0638\u0644 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0648\u0630\u0627\u062a \u0635\u0644\u0629. <\/span><\/p>\n\n\n\n

    \u2022 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a:<\/b> \u0647\u0646\u0627\u0643 \u062a\u0631\u0643\u064a\u0632 \u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u0641\u0647\u0645 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648 blockchain. \u062a\u062a\u0639\u0645\u0642 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0641\u064a \u0643\u064a\u0641\u064a\u0629 \u0642\u064a\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0628\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0641\u062a\u062d \u0645\u0635\u0627\u062f\u0631 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u062c\u062f\u064a\u062f\u0629.<\/span><\/p>\n\n\n\n

    \u2022 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0635: <\/b>\u062a\u062f\u0631\u0643 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0623\u0647\u0645\u064a\u0629 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0639\u0627\u0645\u0644 \u062a\u0645\u064a\u064a\u0632 \u0631\u0626\u064a\u0633\u064a. \u062a\u0631\u0643\u0632 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0644\u0649 \u0641\u0647\u0645 \u0631\u062d\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0648\u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/span><\/p>\n\n\n\n

    \u2022 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629:<\/b> \u0647\u0646\u0627\u0643 \u0627\u062a\u062c\u0627\u0647 \u0645\u062a\u0632\u0627\u064a\u062f \u0641\u064a \u0641\u0647\u0645 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0648\u0627\u0644\u0628\u064a\u0626\u0629. \u062a\u0633\u062a\u0643\u0634\u0641 \u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0633\u0648\u0642 \u0645\u0648\u0627\u0642\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0648\u0643 \u0645\u0648\u0627\u0621\u0645\u0629 \u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0645\u0639 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0627\u0644\u0623\u0648\u0633\u0639.<\/span><\/p>\n\n\n\n

    \u2022 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062b\u0648\u0631\u0629: <\/b>\u0623\u062f\u0649 \u0635\u0639\u0648\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u062a\u0639\u0637\u064a\u0644 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a. \u062a\u0631\u0627\u0642\u0628 \u0623\u0628\u062d\u0627\u062b \u0633\u0648\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0647\u0630\u0627 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u0628\u062f\u0642\u0629\u060c \u0648\u062a\u062d\u0644\u0644 \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u060c \u0648\u062a\u0642\u064a\u0645 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u062a\u064a \u064a\u0634\u0643\u0644\u0647\u0627 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u062f\u0627\u062e\u0644\u0648\u0646 \u0627\u0644\u062c\u062f\u062f.<\/span><\/p>\n\n\n\n

    \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n\n\n\n

    \u0645\u0627 \u0647\u064a \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u061f<\/span><\/h3>\n\n\n\n

    \u0647\u0646\u0627\u0643 \u0646\u0648\u0639\u0627\u0646 \u0631\u0626\u064a\u0633\u064a\u0627\u0646 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f. \u0627\u0644\u0623\u0648\u0644 \u064a\u0645\u0643\u0646 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u062f\u0627\u062e\u0644 <\/span>\u0628\u0646\u0648\u0643 \u062a\u062c\u0627\u0631\u064a\u0629<\/b>. \u062a\u0633\u062a\u0641\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u0641\u0631\u0648\u0642 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a. \u0627\u0644\u0641\u0627\u0631\u0642 \u0647\u0648 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0627 \u064a\u062a\u0642\u0627\u0636\u0627\u0647 \u0627\u0644\u0628\u0646\u0643 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u062f\u0641\u0639\u0647 \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639. \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0622\u062e\u0631 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0647\u0648 <\/span>\u0627\u0644\u0627\u062a\u062d\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629<\/b>. \u064a\u0642\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0646\u0641\u0633 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0644\u0643\u0646 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0623\u0635\u063a\u0631.<\/span><\/p>\n\n\n\n

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    \n\n\n\n